PNB Personal Loan 2024: Personal loans are offered by multiple companies for their customers in emergency or extremely needed situations. Punjab National Bank is providing ₹600000 instant personal loans to their customers through online mode. So if you also have a bank account in Punjab National Bank then you can check this article where you will learn about the PNB Personal Loan 2024 eligibility criteria, online application procedure, important documents list, PNB Personal Loan 2024 interest rates, EMI procedure, and other information.
Punjab National Bank is providing personal loan facilities through online mode for their existing customers as well as new customers. Recently Punjab National Bank has informed on a PNB Twitter platform about a new loan policy where customers can get up to 800000 personal loans through online mode under the PNB Insta loan feature. There are four types available pnb pre-approved personal loans, pnb pre-approved pension loans, E Mudra loans Punjab National Bank, and pnb personal loans for salaried customers. The Bank is providing loan amount within 24 hours to their customers in the bank account. The PNB Personal Loan 2024 interest rate starts from 12.40% and will be charged and increased according to the condition of the customer. The Bank is also providing flexibility to select EMI to repay the PNB Personal Loan 2024 amount.
PNB Personal Loan Eligibility 2024
- Only Indian citizens are eligible to apply for personal loans at the Punjab National Bank
- The age of the applicant should be more than 21 years at the time of applying
- Applicant should have already a bank account in Punjab National Bank such as a savings, current, pension, or Salary account.
- Applicant should have proper documents and Aadhar card should be linked with PAN card and bank account
- Individuals should have a good credit score to get a PNB Personal Loan 2024.
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Important document list for PNB Personal Loan 2024
You have to upload and provide the information of the following document and the time of applying for personal loan in Punjab National Bank insta loan feature.
- The Aadhar card of the applicant
- The PAN card of the applicant
- Address proof
- Bank account details including IFSC code and bank account number
- Registered mobile number with Punjab National Bank
- Salary slip of last 6 months
- Business related information ( if applicable)
- Pension information ( if applicable)
- Category certificate ( if applicable)
PNB Personal Loan 2024 Apply Online
If you are interested in getting a personal loan from Punjab National Bank for up to 800000 then you can follow the following step-by-step procedure. Applicants should also remember that anyone who has a bank account in PNB can apply instant personal loan, But if you want to get an 8 lakh rupees personal loan then you should be a central or State Government employee or employee in PSU.
- First of all, visit the official website of Punjab National Bank by clicking on this link https://www.pnbindia.in/
- After that you will be redirected to the new page where you can see multiple services of Punjab National Bank, Click on online services and select Install on future in this section
- Now you can see all the pnb loan features in this section where you have to click on an pnb instant personal loan link according to your category.
- after this, you have to enter your registered mobile number with Punjab National Bank where you will receive OTP for verification
- Now you have to enter your personal details and the loan amount which you want to get and prepare the EMI to repay the loan amount
- After that, you have to complete the KYC by providing document details and uploading it to the official website
Once you have provided all the information you have to click on the submit button so the bank will review your PNB Personal Loan 2024 application instantly. Applicants will get notification from the bank through SMS about the status of the application and will receive the PNB Personal Loan 2024 amount in the bank account after the deduction of processing fees and GST.
