Aadhar Card loan 2025: Want information about Aadhar Card Loan in 2025? Now it is possible to get a loan of ₹3 lakh in just 3 minutes, all you need is an Aadhaar card. Through this article we will provide you all the important information about Aadhar Card Loan, such as interest rates, benefits, eligibility criteria, and application process. It is mandatory for you to read the entire article to understand everything about getting a loan using Aadhaar card.
It is very important for everybody in India to have Aadhar card for identification. Unique Identification Authority of India (UIDAI) problems Aadhaar card to the humans. Aadhaar card can be used to prove citizenship, pay taxes, avail authorities subsidies as well as avail loans.. Yes, now, you can now easily obtain an Aadhar Card Loan up to Rs 3 lakh.
So, if you are looking for a loan and are tired of visiting the bank, you don’t need to worry any more. You can easily get loan through your Aadhar card.
Aadhar Card loan 2025
Aadhar card loan or Aadhar card personal loan does not mean that you get the loan on Aadhar card only. However, use of Aadhaar card is one of the required documents for any personal loan, home loan or other loan. Thus, you can easily get a loan using your Aadhar card, but you have to fulfill all the eligibility conditions for that loan.
Let us tell you that Aadhar card holders can be capable of get mortgage as much as Rs three lakh on Aadhar card loan in only three minutes. You can follow for this mortgage from SBI, HDFC or Kotak Mahindra Bank the use of only your Aadhar card. Aadhar Card Loan 2025 interest rates start from 11% per annum, under which the bank offers you the loan for flexible repayment tenure. The application process for Aadhar Card Loan 2025 is very simple and it comes with instant loan approval, for which you can apply online from the comfort of your home.
Benefits of Aadhar Card Loan 2025
Following are the benefits and features available on Aadhar Card Loan.
- The application process is fast and easy, wherein you can easily apply through the mobile app or by visiting the bank branch.
- The interest rate of this loan is lower as compared to other loans.
- Aadhar Card Loan customers can apply for the loan for their various needs, like medical emergency, education, wedding, home renovation etc.
- Aadhar card loan requires minimum documents.
- It takes less time to approve this loan.
- Options to customize EMI and tenure are available on Aadhar Card Loan.
- The process of loan based on Aadhar card is completed by keeping the personal information of the person secure and confidential.
Aadhar Card Loan Eligibility Criteria
For Aadhaar card loan, the applicant will have to fulfill its prescribed eligibility conditions, only after fulfilling which you will be able to get the loan, information about all such qualifications is given below.
- The age limit of the applicant for this loan should be between 21 to 58 years.
- The applicant need to have at least 6 months of process enjoy.
- The minimal monthly profits of the applicant for the mortgage must be Rs 15,000.
- For Aadhar Card Loan, the applicant need to have KYC files (Aadhar Card, PAN Card).
Charges and Loan Fee
Following is the information about fees and charges applicable on this loan.
- Interest rate: Starting from 11%
- EMI: As per your selected loan tenure
- Processing Fee: 2.5-3.5% of the loan amount
- Other charges: You will have to pay other charges on the loan as per the bank’s policies.
Documents Required for Aadhar Card Loan 2025
- Application Form: Duly filled and accompanied by passport size photograph.
- KYC Documents: Passport, Voter ID Card, Aadhar Card, Driving License.
- Residence Proof: Passport, Utility Bill, Aadhar Card.
- Income Proof: Salary Slip, ITR Return.
- Other necessary documents such as those asked by the bank or loan institution.
- Some lenders consider your Aadhaar card as the primary identification proof, but factors like your credit score, paying capacity, and job profile are also considered important.
Aadhar Card Loan Application Process
Under the Aadhar Card Loan scheme, you can obtain a loan of up to ₹3 lakhs from any bank or financial institution using your Aadhar card. Here we have mentioned the steps to apply online:
- Go to the official website of the bank or financial institution you want to borrow from.
- Now you have to a Find a button written as Apply Now”.
- Now you can see a form in your screen.
- Now fill all the details in the given spaces.
- Upload all the documents the form asks for.
- Press “Submit” to complete your application.
- You’ll get a message confirming your loan processing on your phone.
- That’s it! Your loan application is complete, and the money will be sent to your account soon.