Bajaj Finance Loan 2024: Personal loans are very famous loans for individuals that are provided for multiple purposes where applicants can get instant loan approval within a few hours and a few days. Bajaj Finance is offering a Bajaj Finance Loan 2024 feature to their new as well as existing customers where applicants can get instant personal loans within a few minutes without visiting the branch. So if you are also looking for a personal loan online mode then you can check this article where we will discuss with you the step-by-step procedure to apply for an instant personal loan and will also share the eligibility criteria and important documents list.
Bajaj Finance has a large number of customers in India who are availing financial services through the Bajaj Finance website and application. The company provides two types of personal loans to their existing as well as new customers pre-approved personal loans and pre-assigned limits personal loans. You can apply for a maximum of 1276500 rs instant Bajaj Finance Loan 2024 from Bajaj Finance. Bank is also providing flexible EMI options to repay the loan amount for their customers and self-employed as well as individuals can also get instant personal loans.
Features of Bajaj Finance Loan 2024
There are multiple features which are provided by Bajaj Finance Company in the instant personal loan scheme 2024. The maximum amount for 1276500 can be asked in the personal loan. The interest rates for Bajaj Finance Loan 2024 start from 13% and will increase up to a maximum of 37% annually according to the condition and the correct area of the customer. Apart from the interest rates you also have to pay 3.75% processing fees at the time of getting a personal loan amount. Applicants can get the loan for a minimum of 6 months to a maximum of 63 months according to their needs and after that, they can prepare the EMI to repay the loan accordingly.
According to the company, you can get the loan amount within 30 minutes after submitting your application, however, it can increase according to the situation. On the other hand, banks and companies are approving loan applications for only salaried persons but Bajaj Finance is not asking for any type of Income Proof from the customers so it is very beneficial for those who do not have a regular source of income but you looking for a good loan amount for their financial expenditures.
Bajaj Finance Loan 2024 Eligibility
- Only Indian citizens can apply for instant personal loans in Bajaj Finance Company
- The minimum age of the applicant should be more than 21 years
- The application should be a customer of Bajaj Finance Company however if you are not registered with it then you can register yourself instantly and after that can get a Bajaj Finance Loan 2024 amount according to the profile.
- CIBIL score of the applicant should be good
- You should not be a defaulter from any other bank
Important document list for Bajaj Finance Personal Loan 2024
Since Bajaj Finance accepts online Bajaj Finance Loan 2024 application forms so company will charge only a few documents which are very important to providing a personal loan so you should prepare the following documents before applying for the Bajaj Finance Loan 2024:
- Aadhar card of the customer
- PAN card of the customer
- Bank account details
- No salary slip and bank statement is asked by the company
- Passport size photograph or the selfie of the customer which should be uploaded for KYC
- The mobile number of the applicant should be linked with the bank account and Aadhar card where OTP will be sent for verification
- Email ID
Bajaj Finance Loan Apply Online 2024
Applicants can follow the following step-by-step procedure to check the loan offer in the Bajaj Finance mobile application and website after that you can apply accordingly:
- First of all, visit the official website of Bajaj Finance and click on the instant personal loan section:
- Now you can see the pre-approved loan link where you will find the loan offer link click on it.
- After that, a new window will appear on your screen where you have to enter your registered mobile number with Bajaj Finance. so if you are not registered with the company then firstly you have to register
- After this company will evaluate your loan offer according to your banking activities and history so if you are satisfied with the loan offer then you can Proceed.
- Now bank will ask you to select the EMI and will show the interest rates which will be directed from your bank automatically manually each month.
- Once you have provided all the details you can click on Proceed to submit your application
After this you will receive the amount in your bank account after getting approval from the company. However, if you are application needs some extra documents for verification then the company will directly contact you or you will see the document upload section in this application form to submit extra documents.