Bharti AXA General Insurance Renewal Process: Online Renewal Process and Insurance Policy details

Bharti AXA General Insurance Renewal Process: Health, auto, critical illness, personal accident, and other insurance categories are among the many that Bharti AXA General Insurance offers. Direct policy renewals are available via the Bharti AXA General Insurance website.

Two-wheeler insurance from Bharti AXA

Customers can choose from additional features offered by the Bharti Axa two-wheeler insurance coverage. By making additional additions, customers can choose to broaden the coverage.

Advantages of the Bharti AXA two-wheeler insurance

• Fast claim settlement
• An extensive cashless claim network
• 24×7 customer support
• A complete plan that includes third-party legal liability insurance as well as personal accident insurance.
• Purchasing a new insurance and renewing an existing one is simple.
• 50% of any other insurer’s no-claim bonus transferred to an existing plan.
• SMS notifications and updates
• Availability of personal accident insurance

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Advantages of Auto Insurance from Bharti AXA:

• With Bharti AXA, purchasing a new plan or renewing an existing one is a hassle-free experience.
• Fast claim resolution and service
• Both own damage liability and third party liability are covered by the comprehensive coverage.
• The policy includes optional benefits like 0% depreciation, invoice price coverage, and medical expense coverage.
• Cashless claim resolution in more than 2000 garages in a preferred network
• Depending on the amount of years without a claim, the no-claim incentive can reach 50%.
• 24/7 customer support.
• Private vehicle insurance is offered.
• Quick policy with minimal paperwork
• Includes more than 2000 authorized garages and workshops.
• Cashless claim settlement capability and round-the-clock client support
• There is an online application for auto insurance.
• It is not necessary to provide documents for verification.
• Clients receive timely and cost-free reminders to pay their premiums.
• Numerous advantageous add-on services offered to clients

Know about Family Health Insurance

The whole family is covered by a family health insurance plan. The single Family Health Plan allows you to cover up to six family members. A family insurance plan requires you to pay a single premium, and the entire amount insured is split among all of the individuals who are covered.

Eligibility Requirements for Purchasing a Family Health Insurance Plan

Every health plan has requirements for eligibility. The eligibility requirements for purchasing family health plans in India are displayed in the table below:

Advantages of Purchasing Family Insurance Plans in India

Plans for family health insurance provide customers with a number of advantages. For instance, you can have a single health insurance policy that covers every member of your family. The main advantages that come with purchasing a family health insurance plan are listed below.

• Parental health insurance coverage: You and your children, as well as your parents-in-law and elderly parents, can all be covered by a single health insurance policy at no extra cost.
• Hospitalization without cash: If you are admitted to a network hospital, you and your family members are eligible for cashless medical care.
• The ability to accommodate additional family members: Plans for family health insurance provide you the option to add new members when your current plan is up for renewal.
• Reasonably priced premiums: Your spouse, child, parents, and parents-in-law can all be covered at a reasonable premium cost. This suggests that each member of your family does not need to pay a separate premium.
• Coverage for Covid-19 treatment: As part of the health insurance for the whole family, the whole family is covered for Covid-199 treatment. Additionally, you can purchase “Corona Cabach” guidelines that provide family floater covers for hospital stays in connection with coronavirus treatment.
• Tax Benefits: Section 80D of the Income Tax Act allows you to receive tax benefits on premiums paid to your health insurance plan for family.

How much Covered under the Family Health Insurance Plan Cover

The family health insurance plan offers the following coverage benefits:

1. Hospitalization in-patient: If a family member is hospitalized for 24 hours or longer, a family health insurance plan will pay for all of their hospital bills.
2. Pre-Hospitalization: Under family health plans, medical costs spent before to the policyholder’s hospitalization are reimbursed for a predetermined period of days.
3. Post-Hospitalization: In India, family health insurance plans cover medical costs that are incurred after a patient is released from the hospital.
4. Daycare Treatment: Treatments that don’t require hospitalization for longer than 24 hours are covered by daycare treatment family insurance policies.
5. Hospitalization in the home: Due to the lack of medical facilities in hospitals, family health insurance plans pay for costs associated with hospitalization at home.
6. Treatment with AYUSH: Family Health Plans also cover alternative therapies including homeopathy, Siddha, Ayurveda, Yoga & Naturopathy, and Unani.
7. Hospital Daily Cash: Hospital Daily Cash Policy holders who are hospitalized under the family health policy will get a certain amount of money each day.
8. Annual Health Check-up: Free yearly health examinations are provided to insured policyholders under the annual health check-up family health policy.
9. An emergency ambulance: In the event of a medical emergency, ambulance service costs are covered by the family mediclaim coverage.
10. Maternity: Both newborn and maternity-related costs are covered by the family health insurance plan.
11. Mental disorders: Mental health conditions like anxiety, depression, and others are covered by family health insurance.
12. Donor of Organs: The expense of repairing or removing the body’s malfunctioning organs is covered by a family insurance policy.

Procedure for Resolving Family Health Insurance Claims

The two claim settlement options provided by Family Health insurance policies are reimbursement claims and cashless claims. The procedures for submitting a claim under each of the two claim process categories are listed below:

Cashless Claim Procedure:

• Procedure for Cashless Claims in the Event of Scheduled Hospitalization
• Notify the health insurance provider 48 to 72 hours prior to being admitted to the hospital.
• You will receive a confirmation letter from your health insurance provider.
• At the hospital desk, the policyholder must present the necessary paperwork, the confirmation letter, and their health card.
• The hospital and the insurance company will directly settle the bill.

In Case of Emergency Hospitalization:

• If an emergency hospitalization occurs, notify the insurance provider of the hospitalization within twenty-four hours.
• Complete the claim form then send it in.
• The policyholder must provide the necessary paperwork.
• The hospital will receive a permission form from the health insurance provider.
• The insurance company will pay the medical charge directly.

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Procedure for Reimbursement Claims:

• Notify the health insurance provider.
• Get the discharge summary in its original form.
• Complete the claim form and send it in with identification.
• The documents will be checked by the insurance provider.
• The insurance company will begin the refund process after the review is completed.

Pay Your Renewal Premium Online

Select the secure online platform and renew your policy through online method. Choose your preferred payment method and complete the payment transactions within minutes and you can complete this task from the convenience of your home.

Step 1: Open the official website and fill your Policy Number & Date of Birth.

Step 2: Then, choose your Policy for which Premium is due and then click on ‘Confirm’ tab.

Step 3: Now, check and confirm the payment details.

Step 4: Choose any one payment method such as Credit / Debit Card/Internet Banking/QR code etc. from the given options.

Step 5: After successful payment, download the payment receipt.