BOB Loan 2024: Check Eligibility, Documents required, Interest Rates and BOB Home Loan

BOB Loan 2024: The Bank of Baroda is providing 5 lakh rupees instantly to the customers within only 5 minutes.  apart from this you can apply for maximum 20 lakh amount in Bank of Baroda by following simple steps in this article. Money is very important sector to do any activity for your family. The most of the citizens are looking for loan in the bank to fulfill their financial needs. So the Bank of Baroda have started BOB Loan 2024. If you also want to build your dream house With the help of your bank then you can check this article “BOB Loan 2024” where we will share with you all the important details of Bank of Baroda Loan 2024, including the BOB Loan 2024 eligibility criteria, application procedure, interest rates, EMI etc. 

Currently, Bank of Baroda home loan scheme benefits the customers of Bob where you can get maximum 20 lakh home loan. However if you need instant home loan for approximately 5 lakh, then you will receive the amount of 5 lakh within few minutes, however As Long use select the loan amount, the processing period below also be increased accordingly. 


BOB Loan 2024 Interest Rates 

The interest rates in the Bank of Baroda are starting from 8.7% annually and it will increase according to the category of the applicant and the eligibility criteria. How much you are trustable and have a good source of income you will get offer of minimum interest rates in Bank of Baroda for your home loan.

So the BOB Loan 2024 scheme is very helpful for those who are currently working in any company or department as an employee. As your monthly salary will build your trust in the bank so you can easily repay the loan amount within the time duration.

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BOB Loan Eligibility 2024

If you are looking for home loan in Bank of Baroda Bank have to follow the following eligibility criteria in the bank to get approval of your loan application:

  • Only citizens of India are eligible to apply in Bank of Baroda home loan scheme 2024
  • The applicant needs to be a customer of Bank of Baroda from at least six months. however new customers can also apply for home loan for a small amount
  • The age of the applicant should be more than 22 years while apply for home loan in Bank of Baroda and you can apply until you become 70
  • Bank is allowing repaying the loan amount for maximum 30 years according to your eligibility criteria.
  • You have to carry important property documents or any other assets for security in the bank you return your loan amount to the bank

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Document Required for BOB Loan 2024

Applicants are suggested to carry the following documents in original form as well as two sets of photocopies as it will be asked by the bank While submitting the BOB Loan 2024 application form for home loan in Bank of Baroda:

  • Aadhar card
  • PAN card
  • Address proof such as electricity bill, telephone bill, water bill etc.
  • Last six month salary slip or bank statement of the applicant
  • Form number 16 which will be provided in your company as a proof of paying income tax return
  • Passport size photograph

Apply for BOB home loan 2024

Bank of Baroda home loan is available at every branch of Bank of Baroda so if you are looking to get the loan amount then you have to visit your nearest branch where you have BOB Bank account. After that you have to ask the BOB Loan 2024 application form from the counter and fill it Manually where you have to provide your personal details as well as educational and Employment information such as name of the applicant, address, mobile number and email ID, employment status information, property information etc.

Once you provide your all the information you have to attach your passport size photograph on the front of the BOB Loan application form and self attached all the photocopies of the documents along with your Bank of Baroda Loan application form. So the employee will verify your details and will contact you soon after completing your verification. You will receive the loan amount in your bank account directly after getting approval of your BOB Loan 2024 application form but you should remember that processing fees and other GST charges will be deducted from your loan amount accordingly. 

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