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Pradhan Mantri Fasal Bima Yojana

www.pmfby.gov.in

Our

Presence

Seasons

Bihar

We were a part of

Kharif

2019

2018

Rabi

2019

2018

View Bihar Images

Bihar state manager

Mr.Shantanu Das:9065533210

GUJRAT

We were a part of

Kharif

2019

2018

Rabi

2019

2018

View Gujrat Images

Gujrat state manager

Mr. Amit Purohit:9925199365

Jharkhand

We were a part of

Kharif

2019

2018

Rabi

2019

2018

View Jharkhand Images

Jharkhand state manager

Mr. Rahul Kumar:7033687087

Karnataka

We were a part of

Kharif

2019

2017

Rabi

2018

2019

View Karnataka Images

Karnataka state manager

Mr. Siju Jacob:9148881796

Maharashtra

We were a part of

Kharif

2019

2017

Rabi

2019

2018

View Maharashtra Images

Maharashtra state manager

Mr. Prashant Chopde:9158966612

Seasons

Kharif

  • Gujarat 2019
  • Karnataka 2019
  • Gujarat 2018
  • Jharkhand 2018
  • Bihar 2017
  • Karnataka 2017

Rabi

  • Gujarat 2018-19
  • Jharkhand 2018-19
  • Maharashtra 2018-19
  • Bihar 2017-18
Know Your Claim Status

PMFBY Dashboard

Season

  • Kharif 2017-18
  • Kharif 2017-18
  • Rabi 2017-18
  • Kharif 2018-19
  • Kharif 2018-19
  • Rabi 2018-19
  • Rabi 2018-19
  • Rabi 2018-19
  • Kharif 2019-20
  • Kharif 2019-20

State

  • Bihar
  • Karnataka
  • Bihar
  • Gujarat
  • Jharkhand
  • Gujarat
  • Maharashtra
  • Jharkhand
  • Gujarat
  • Karnataka

Farmer Insured

  • 2,42,498
  • 127,163
  • 583,013
  • 243,894
  • 1,84,420
  • 17,438
  • 5,27,330
  • 6,366
  • 80,379
  • 1,37,608

Sum Insured(INR)

  • 9,479,339,547
  • 3,891,810,762
  • 23,952,991,881
  • 14,46,88,56,241
  • 5,13,14,77,360
  • 1,01,96,70,317
  • 9,05,10,84,316
  • 31,58,22,444
  • 16,77,44,00,000
  • 6,10,15,99,499
View More
For Loss initimation call 1800 103 7712

States and Districts we are present in

GUJARAT
JHARKHAND
MAHARASHTRA
KARNATAKA
BIHAR

Districts

  • Chhota Udepur
  • Gir Somnath
  • Dahod
  • Jamnagar
  • Mahisagar
  • Vadodara

Districts

  • Chhota Udepur
  • Gir Somnath
  • Dahod
  • Jamnagar
  • Mahisagar
  • Vadodara
Claim Status (Rabi 2018)
Claim Status (Kharif 2019)
Premium Rates (Kharif 2019)
Premium Rates (Rabi 2018)
Premium Rates (Rabi 2019)
Beneficiary Details (Rabi 2018)
Beneficiary Details (Kharif 2018)
Beneficiary Details (Kharif 2019)
Claim Status (Kharif 2018)
Premium Rates (Kharif 2018)
Beneficiary Details (Rabi 2019)

Districts

  • Bokaro
  • Latehar
  • Dhanbad
  • Ramgarh
  • Koderma
  • West Singhbhum

Districts

  • Bokaro
  • Latehar
  • Dhanbad
  • Ramgarh
  • Koderma
  • West Singhbhum
Premium Rates (Rabi 2018)
Beneficiary Details (Rabi 2018)
Premium Rates (Kharif 2018)
Beneficiary Details (Kharif 2018)

Districts

  • Akola
  • Pune
  • Nagpur
  • Sangli
  • Parbhani
  • Wardha

Districts

  • Akola
  • Pune
  • Nagpur
  • Sangli
  • Parbhani
  • Wardha
Premium Rates (Rabi 2018)
Premium Rates (Rabi 2019)
Claim Status (Rabi 2018)
Beneficiary Details (Rabi 2019)
Beneficiary Details (Rabi 2018)

Districts

  • Bellary
  • Dharwad
  • Chickmangluru
  • Mysuru
  • Uttarakanada
  • Kodagu

Districts

  • Bellary
  • Dharwad
  • Chickmangluru
  • Mysuru
  • Uttarakanada
  • Kodagu
Premium Rates (Kharif 2019)
Premium Rates (Rabi 2019)
Beneficiary Details (Kharif 2017)
Claim Status (Kharif 2017)
Claim Status (Kharif 2019)
Beneficiary Details (Kharif 2019)
Beneficiary Details (Rabi 2019)

Districts

  • Arval
  • Bhagalpur
  • Madhubani
  • Saharsa
  • Siwan
  • Vaishali
  • Muzaffarpur
  • West Champaran
  • Munger
  • Nawada
  • Sheikhpura
  • Aurangabad
  • Gaya
  • Gopalganj
  • Kishanganj
  • Lakhisarai
  • Katihar
  • Jehanabad
  • Madhepur
  • Patna
  • Rohtas
  • Samastipur
  • Saran
  • Sitamarhi

Districts

  • Arval
  • Bhagalpur
  • Madhubani
  • Saharsa
  • Siwan
  • Vaishali
  • Muzaffarpur
  • West Champaran
  • Munger
  • Nawada
  • Sheikhpura
  • Aurangabad
  • Gaya
  • Gopalganj
  • Kishanganj
  • Lakhisarai
  • Katihar
  • Jehanabad
  • Madhepur
  • Patna
  • Rohtas
  • Samastipur
  • Saran
  • Sitamarhi
Claim Status (Rabi 2017)
Claim Status (Kharif 2017)
Beneficiary Details (Kharif 2017)
Beneficiary Details (Rabi 2017)
Premium Rates (Rabi 2017)

Source of Enrolment

CSC Centres

Nearest bank branch

Testimonials

Pradhan Mantri Fasal Bima Yojana which works on the theme of one nation-one scheme was launched in April, 2016 and has been opted for implementation in one or more season(s) by 27 States/ Union Territories till date, wherein the State’s decision to implement the scheme is done on the basis of their perception of risk to the crops they grow

Dr. Ashish Kumar Bhutani |IAS, CEO PMFBY

Under the Pradhan Mantri Fasal Bima Yojana, Gujarat State has strengthened their technological capabilities viz. satellite image processing, outsourced the weather data for various stakeholders and also customized the online portal for farmers enrollment under the scheme.

Shri Prakash Rabar |Joint Director of Agriculture, Gujarat

Under the PMFBY, we have adopted Gram Panchayat as a unit of insurance in Gujarat for major crops. We have also adopted mobile based application for
Crop Cutting Experiments (CCEs) monitoring, which is a crucial activity in determining the yield of the crops

Shri Bharat Modi |Director of Agriculture, Gujarat

I believe the PMFBY scheme serves as a cushion for us, for the times when we might face crop losses, by insuring us and taking away our financial risks.

Tarshibhai Bhandari |Farmer, Dhrol, Jamnagar (Gujarat)

I am associated with PMFBY scheme since 2017, and I ensure that my crops are insured every season. For Rabi 2018-19, I have insured Jowar crop. In my opinion, the scheme is really helping the farmers like me from the vagaries of the nature, by providing financial protection to us.

Deepak Ranshing |Farmer, Baramati, Pune (Maharashtra)

About PMFBY Scheme

Crop Coverage :All Food & Oilseeds crops, and Annual Commercial/Horticulture Crops, as notified by respective State.

Farmer Coverage :Compulsory for loanee farmers, obtaining Crop Loan/KCC account for notified crops. Voluntary for Other/non-loanee farmers who have insurable interest in the insured crop(s)

Premium :Maximum payable by the farmers will be 2% for all Kharif Food & Oilseeds crops, 1.5% for Rabi Food & Oilseeds crops and 5% for Annual Commercial/Horticultural Crops.

Implementation :State Level Co-ordination Committee on Crop Insurance (SLCCCI), Sub-Committee to SLCCCI, District Level Monitoring Committee (DLMC) shall be responsible for proper management of the Scheme. ‘Area Approach basis’ for the implementation. The unit of insurance shall be defined by the SLCCCI.

Understand more about PMFBY with this video

Stages of the crops and risks leading to crop loss covered

A

Prevented Sowing/ Planting Risk :

When the Insured area is prevented from sowing/ planting due to deficit rainfall or adverse seasonal conditions, claims up to 25% of sum insured are payable to the farmers.

B

Standing Crop (Sowing to Harvesting) :

Comprehensive risk insurance is provided to cover yield losses due to non- preventable risks (Drought, Dry spells, Flood, Inundation, Pests and Diseases, Landslides, Natural Fire and Lightening, Storm, Hailstorm, Cyclone, Typhoon, Tempest, Hurricane and Tornado).

C

Post-Harvest Losses :

Coverage is available only up to a maximum period of two weeks from harvesting for those crops which are allowed to dry in cut and spread condition in the field after harvesting against specific perils of cyclone and cyclonic rains and unseasonal rains.

D

Localized Calamities :

Loss/ damage resulting from occurrence of identified localized risks of hailstorm, landslide, and Inundation affecting isolated farms in the notified area.

SRestructured weather based crop insurance scheme (RWBCIS)

The criteria of selection of implementing agency, and other broad features of the scheme are similar to PMFBY

Crop Coverage :All Food & Oilseeds crops, and Annual Commercial/Horticulture Crops, as notified by respective State.

Premium :Maximum payable by the farmers will be 2% for all Kharif Food & Oilseeds crops, 1.5% for Rabi Food & Oilseeds crops and 5% for Annual Commercial/Horticultural Crops
Under RWBCIS, extreme weather conditions (like excess/ deficit rainfall, high/ low temperature, continuous humidity, etc.) which may result in losses to the crops are covered.
Claim calculation in case of RWBCIS is based on weather data recorded on weather stations.

Know more about PMFBY through this amazing sandshow

Kharif 2019 - Awareness Generation and Marketing Activities

Awareness Generation and Marketing activities were conducted in parts of Karnataka and Gujarat to increase the dissemination of PMFBY scheme related information. In an attempt to establish connect with the farmers, we tried to reach out to them through distribution of PMFBY branded materials like caps and raincoats. We also reached out to a large number of people through mediums such as newspaper advertisements, distribution of leaflets, banners and posters, and also through door-to-door van campaigns.

Kharif 2019 - Awareness Generation and Marketing Activities

Awareness Generation Activities Carried Out Under PMFBY

Bharti AXA General Insurance Company Ltd has actively carried out awareness generation activities in the states in all the four seasons (Kharif 2017, Kharif 2018, Rabi 2017-18, Rabi 2018-19). Right from distribution of leaflets, display of posters and banners in vernacular language, we have made our efforts to reach out to the maximum number of farmers. Reaching out to the last mile has its own set of challenges. We have used marketing strategies that are effective in rural areas including van campaigns, autorickshaw campaigns, performance of street plays, etc. These have helped us to increase the penetration of the scheme and increase the number of farmers insured under the scheme.

Awareness Generation Activities Carried Out Under PMFBY

Awareness Generation Activities Carried Out In Collaboration with KVKs under KKA Phase II

Awareness generation activities were carried out in the states of Jharkhand, Gujarat and Maharashtra for Rabi 2018-19. We reached out to the Aspirational distircts of the states through KrishiKalyanAbhiyan (KKA) - Phase II. Through the strong reach of KrishiVigyanKendras (KVKs), we have penetrated to the last mile.

GUJARAT
JHARKHAND

Dahod

  • Bokaro
  • Latehar
  • West Singhbhum
The list of villages covered under KKA can be found here

FAQs

1. What is Implementing Agency (IA) for PMFBY, and how is it selected?

The Public Sector (AIC& others) and Private Sector General Insurance Companies empanelled by DAC & FW and selected by concerned State Govt. / Union Territory (UT) shall implement the PMFBY.

The PMFBY Scheme shall be implemented through a multi-agency framework by selected insurance companies under the overall guidance & control of the Department of Agriculture, Cooperation & Farmers Welfare (DAC&FW), Ministry of Agriculture & Farmers Welfare (MoA&FW), Government of India (GOI) and the concerned State in co-ordination with various other agencies; viz Financial Institutions like Commercial Banks, Co-operative Banks, Regional Rural Banks and their regulatory bodies, Government Departments viz. Agriculture, Co-operation, Horticulture, Statistics, Revenue, Information/Science & Technology, Panchayati Raj etc.

The selection of IA from amongst the pre-qualified insurance companies shall be done based on the lowest weighted premium (L1) quoted by a pre-qualified company for all notified crops within the cluster, as defined by the State.

2. Which are the managing bodies of PMFBY?

The existing State Level Co-ordination Committee on Crop Insurance (SLCCCI), Sub-Committee to SLCCCI, District Level Monitoring Committee (DLMC) already overseeing the implementation & monitoring of NAIS and NCIP shall be responsible for proper management of the Scheme. IA shall be an active member of SLCCCI and District Level Monitoring Committee (DLMC) of the scheme.

3. What is Unit of Insurance?

The Scheme shall operate on the principle of “Area Approach” in the selected defined areas called Insurance Unit (IU). State Govt. /UT will notify crops and defined areas covered during the season in accordance with decision taken in the meeting of SLCCCI. State/UT Govt. should notify Village/Village Panchayat or any other equivalent unit as an insurance unit for major crops defined at District / Taluka or equivalent level. For other crops it may be a unit of size above the level of Village/village Panchayat.

4. Which crops are covered under PMFBY?

I. Food crops (Cereals ,Millets and Pulses)

II. Oilseeds

III. Annual Commercial / Annual Horticultural crops.

In addition for perennial crops, pilots for coverage can be taken for those perennial horticultural crops for which standard methodology for yield estimation is available. What is a Notified Area?

5. Can all farmers opt for crop insurance under PMFBY?

Compulsory Coverage: For farmers in the notified area who possess a Crop Loan account/KCC account (called as Loanee Farmers) to whom credit limit is sanctioned/renewed for the notified crop during the crop season.

Voluntary coverage: Can be obtained by all farmers including sharecroppers and tenant farmers.

Government website

https://pmfby.gov.in