Get Free Money from the Government: It is not easy to live in today’s inflation, and it has also become difficult to manage money properly. If you are also troubled by expensive expenses and need help, consider taking financial assistance from the government.
In this article, we will tell you about the programs that can get you government assistance for college fees, child care, rent payments and more. Along with this, we will also tell you how to avoid fraud while taking advantage of these schemes. So, let’s know how you too can take advantage of the ‘free‘ money provided by the government!
Child Care and Development Fund
The Child Care and Development Fund (CCDF) helps low-income families cover child care costs related to work, school, or job training. Even if you consider yourself middle income, you might still be eligible for assistance. Check your eligibility and apply at Benefits.gov.
Free or reduced-cost school lunches
If your family is low-income, your children may be eligible to receive free or reduced-price meals at school. According to the School Nutrition Association, for the 2024-2025 academic year, a family that earns $40,560 or less annually will receive free meals. The same family, which earns $57,720 or less annually, will receive reduced-cost meals.
You can check income eligibility on the Federal Register, but the guidelines can be a little complicated. You can always contact your child’s school and ask if you’re eligible.
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Pell Grant
If your child is going to be enrolled in college, they should apply for a Pell Grant at Fafsa.gov. The application process can seem a little complicated, but a Financial Aid Virtual Assistant can help. If your child receives a Pell Grant, they can receive up to $7,395 for the 2024-2025 academic year, which is non-repayable.
Low-Income Home Energy Assistance Program
The Department of Health and Human Services oversees the Low-Income Home Energy Assistance Program (LIHEAP), which provides grants to help people with utility bills.
Each state decides whether a family is eligible for a grant. However, if you’re already in a program like SNAP, you may be automatically eligible, according to Benefits.gov.
Energy Assistance Programs for Low-Income Homes
The Department of Health and Human Services oversees the Energy Assistance Program for Low-Income Homes (LIHEAP), which provides grants to help people with utility bills.
Each state decides which households are eligible for grants, but those already enrolled in a program like SNAP are likely to be automatically eligible, according to Benefits.gov.
In years past, grants have typically ranged from $500 to $1,500 and are paid directly to the utility. The amount is based on your income, the number of people living in the home, and the fuel used to heat or cool your home.
National Association of Unclaimed Property Administrators
The National Association of Unclaimed Property Administrators (NAUPA), a network of the National Association of State Treasurers, is in charge of managing Unclaimed.org.
If you have lost or unrecovered money—whether it’s millions of dollars in unrecovered life insurance benefits or $11.50 in an abandoned checking account—you may have a chance of finding it here.
Checking out MissingMoney.com, which is backed by NAUPA, might also be beneficial. According to NAUPA, states hold on to unrecovered money and property belonging to 1 in 7 Americans and return more than $4 billion each year.
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Social Security Disability Insurance Benefits
To receive Social Security Disability Insurance (SSDI) benefits, you generally must have contributed to Social Security through FICA taxes for at least 5 of the past 10 years. Additionally, you must have a disability that prevents you from working and earning income above “reasonable gainful activity” according to government standards.
Free Tax Help
There are many options for getting free tax help, and the Internal Revenue Service (IRS) is one of them. While the IRS doesn’t directly give out free money, if you can get free tax help, it can save you from having to spend on a tax professional or software service.
IRS Free File is tax preparation software that guides you through the tax filing process, provided your adjusted gross income is $79,000 annually or less.
Healthcare.gov
If you get a health insurance plan through the government that costs less than elsewhere, you’re technically getting free money—even though you may still have to pay a hefty premium. The amount you save—or whether you will save—depends on your family situation.
Special Supplemental Nutrition Program (WIC)
WIC (Special Supplemental Nutrition Program for Women, Infants, and Children) is a federal grant program that provides women and children younger than five with access to healthy food, nutrition counselling, and referrals to a variety of health, welfare, and social service agencies.
This program is for women with low incomes, at or below 185% of the U.S. poverty income criteria, as noted on the Food and Nutrition Service, U.S. Department of Agriculture website. The amount of assistance you receive may vary, but an eligible mother with two children may receive $919 a week.
