Create Jeevan Praman Patra 2025 Online: Every year, Jeevan Praman Patra, or a life certificate, must be submitted by every pensioner of the federal government, state governments, or any other government agency. The government has mandated this mandatory task to ensure that the pension is being taken out by the actual living individual and not by someone else. Every year in between November 1 to November 30, pensioners under the age of 80 are required to submit their Jeevan Praman Patra.
Document Requirement for Jeevan Praman Patra 2025
To get a Jeevan Pramaan Patra (Digital Life Certificate), you will want the subsequent documents:
- Aadhaar number: You should have an Aadhaar number this is registered along with your pension disbursing enterprise.
- Mobile number: You must have an active mobile number.
- Pension-related information: You’ll need to provide your PPO number, pension account number, bank details, and the names of your pension sanctioning and disbursing authorities.
- Biometrics: You’ll need to provide your fingerprint or iris.
Procedure to Create Jeevan Praman Patra 2025 Online
Step 1: To register, download the PC/Mobile app or, alternatively, go to the Jeevan Praman Center that is closest to you. Give the specified info, such as your cell quantity, financial institution account, bank call, pension fee order, and Aadhar variety.
Step 2: Authenticate yourself with the aid of providing your biometrics, along with your fingerprint or iris. For on line biometric authentication, Jeevan Praman makes use of the Aadhar Platform.
Step 3:The Jeevan Pramaan website allows you to download a PDF copy of your certificate by entering your Jeevan Pramaan ID.
Step 4: Your mobile number receives an SMS acknowledgment with your Jeevan Praman Certificate ID following a successful authentication. The certificates are kept in the Life Certificate Repository so that the Pension Disbursing Agency and the pensioner can access them whenever and wherever they choose.
Step 5:Then, you will be able to download the Life Certificate from the Jeevan Pramaan official website.
Step 6: Without requiring any human involvement, the Life Certificates can also be sent electronically to the Pension Disbursing Agency.
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Steps to Submit a Life Certificate using the Doorstep Banking Facility
Step 1: You must first register for doorstep banking, then complete the life certificate form and provide the required information to the doorstep banking agent in order to use the service. Digital life certificates can be collected via doorstep banking from major banks like State Bank of India, ICICI Bank, HDFC Bank, and Bank of India.
Step 2: As of November 19, 2024, the Bank of India website states that you must register using one of the following methods: Call center, web portal, or mobile app.
Step 3: When the agent reaches the customer’s door, they will only hand over documents to the DSB agent if the service code they have on hand matches the one they have on file.
Step 4: Customers will receive a “Pay in Slip” that is properly filled out, signed, and includes the information about the instrument or instruments that need to be submitted.
Step 5: After this, he or she will give the instrument to the agents, who will then place it in the appropriate envelope and seal it before the customer sees it.
Step 6: It is expected of the agent to compare the instrument details with the data in their app and approve only if they add up.
Step 7: An agent may select more than one instrument for a single pick-up request. But according to the Bank of India website, “different instrument types cannot be aggregated under a single request ID.”
Why is submitting a life certificate required?
A life certificate is necessary to put up to keep receiving a pension, as it serves as evidence that the pensioner is still alive and consequently eligible to get hold of their pension bills, stopping fraudulent claims where a person would possibly try to acquire a pension on behalf of a deceased character; this is typically required to be submitted yearly to the pension disbursing organization like a bank or submit office.
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Key Points About Digital Life Certificate
- Verification of living status: The primary purpose is to verify that the pensioner is still alive and entitled to receive their pension.
- Prevent fraud: By requiring regular life certificate submissions, it helps to prevent instances where someone might try to claim a pension on behalf of a deceased person.
- Pension disbursing agency requirement: Pensioners need to submit their life certificate to the authorized agency like a bank to ensure uninterrupted pension payments
- Digital submission option: Many countries, including India, now offer a digital life certificate system (like “Jeevan Pramaan”) where pensioners can submit their life certificate online using biometric authentication through Aadhaar card.
