PM Mudra Loan 2024 Apply: PM Mudra loan 2024 facility is available in every bank in India that is participating in the Mudra Loan scheme. You can apply for maximum 10 lakh Mudra Loan 2024 in any company where you will also get opportunity to get E-mudra loan through online mode for a little amount. So if you want to start your business and looking for Mudra Loan 2024 then you can check this article where we will share with you all the important information of Pradhan Mantri Mudra Loan Scheme including the Mudra Loan 2024 eligibility criteria, application procedure, interest rates, loan amount EMI etc.
Mudra Loan 2024 was started from by centre Government in 2015 under the micro, small and medium enterprises – MSMEs. The Mudra Loan 2024 is offering loan amount for maximum 10 lakh to the youths in India who want to start there new startup or new business. So they can manage their income and will also able to employ other through their new business startup. However, there are Mudra Loan 2024 scheme available in market but mudra loan is famous due to very minimum eligibility criteria and long EMI option for maximum 86 months.
Mudra Loan 2024
The amount of mudra loan is divided into 3 categories including Shishu mudra loan for the range of 50000, Kishor mudra loan for range between 50000 to 5 lakh rupees loan. And Tarun mudra loan is provided for maximum 10 lakh.
So anyone can apply for Mudra Loan 2024 amount according to their need and their business type. But the company will provide Mudra Loan 2024 amount only those who want genuine loan amount and will evaluate the business structure and other details while providing the amount.
Mudra Loan Eligibility 2024
- The scheme is available only Indian citizens whose age is more than 21 years.
- There is a large list of businesses under MSME which are mainly focusing on small and medium business including vegetable vendor, fruit seller, shopkeeper, manufacturing units including grocery items, plastic items, handmade items, toys factory etc. however if you are business is not listed under name of the businesses, then you can also apply for Mudra Loan 2024 where bank manager will help you to assist for the loan amount.
- It is important for applicants to successfully registered on udyam portal of Government of India.
- The GST and other documentations should be registered in company
- The company should have a good annual turnover to get the instant loan approval.
However different banks will use other specific eligibility criteria according to their terms and conditions do you have to fulfill them also.
Important documents for mudra loan
List of the documents are available in this section where you have to carry soft copy of the following documents as well as origin documents with you while applying for mudra loan in the bank:
- Aadhar card of the applicant
- GST registration certificate
- Business registration details
- Property documents of the land of the business.
- Ownership documents of the business
- Pollution and other essential certificate from the department ( if need)
- Bank account passbook of the applicant or bank account details of the business.
- Last one year GST payment proof
- Last one year income tax payment proof
- Passport size photograph etc.
Mudra Loan Apply Online 2024
Mudra Loan 2024 is available online as well as offline mode in all the banks. However you should follow the specific terms and conditions of the bank while applying for online mudra loan through digital mode. But we will share with you the easiest way to apply for mudra loan in the branch where you can get maximum loan of 10 lakh instantly:
- First of all you have to carry the mudra loan application form 2024 from the bank and fill all the essential information including name of the applicant, business details etc.
- After that you have to attach all the photocopies of documents along with the Mudra Loan 2024 application form.
- Now you have to submit it to the branch manager and they will verify your details
If you have provided all the information correctly without any mistake then you will get approval of your Mudra Loan amount within few days of submitting the Mudra Loan online application form and the payment will be transferred in the bank account directly after deduction of the other charges including processing fees, documentation etc.
