NPCI New Guidelines to UPI ID Blocked 2024: Deactivate UPI IDs [GPay, Paytm, PhonePe, and others] by December 31

NPCI New Guidelines to UPI ID Blocked 2024: Phonepe, Paytm, Google Pay, and other upi service provider companies cannot continue upi services from 31 December 2023 for those customers who are not actively using upi IDs. The National Payment Corporation of India- NPCI has issued a notification on the official website to discontinue for deactivation of UPI IDs of customers who are not actively using these IDs. So if you are also using UPI for online transactions to receive payment then you should check the NPCI New Guidelines to UPI ID Blocked in this article which can prevent your UPI ID from being deactivated.

NPCI New Guidelines to UPI ID Blocked

National Payment Corporation of India has directed all the banks and UPI companies such as Paytm, PhonePe, Google Pay, etc to deactivate all the UPI IDs which are not been used by the customer for 1 year. The authority has decided deadline to deactivate the UPI IDs of this customer till 31 December 2023. After that users cannot use their UPI ID if the ID is not activated for at least one year. So if you are using multiple UPI IDs then you should manage all UPI IDs to receiver send the payment through online mode. 

Will Help to Reduce Wrong UPI Payment 

NPCI New Guidelines to UPI ID Blocked 2024: It will help to reduce the chances of sending payment to the wrong UPI ID. There are multiple companies and mobile applications that provide UPI Payment services and you can apply for multiple UPI IDs. So many customers in India are managing more than one UPI ID. Most of them are using all UPIs but a few customers have registered UPI IDs but not using these for a long time.

Most UPI IDs are linked with the mobile number of the customer, once any customer changes the mobile number, this should also linked with the UPI ID with the new mobile number, So all UPI IDs that are living with older mobile numbers will be deactivated if user do not used them from 1 year. New customers who want to apply for a new UPI ID with a mobile number have to face trouble if their number is already linked with another UPI ID. So these customers can now update the UPI ID with their new number. 

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TRAI Guidelines for deactivating mobile number 

If you are not using your mobile number for at least 90 days, then the Telecom provider can sell your mobile number to a new customer and deactivate your existing number. However, Telecom providing companies take a long time for their customers to reactivate their existing mobile numbers. But if you have not used the mobile number for 90 days or do not have recharged the mobile number then the company can sell it without confirming you.

After that, you are all the OTPs and other information that is linked with the one mobile number that will be sent to the new customer who is using the mobile number currently. So if anyone has linked UPI with an old mobile number then they should update their mobile number when the UPI ID.

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Reactivate UPI ID before 31 December 

NPCI New Guidelines to UPI ID Blocked 2024: If you do not want to lose your existing UPI ID which is not using you for one year then you should send money to receive money by using that UPI ID, So if you complete this procedure before 31 December 2023, then the service provider Will not deactivate your UBI ID and you can use it for a long time according to your need. 

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