PM Aadhar Card Loan 2024: Benefits, Eligibility, Documents required, Interest Rate, and Application Process

PM Aadhar Card Loan 2024: Nowadays, big companies and businessmen’s industrialists get loans very easily, and with the help of these loans, they easily enlarge their business. But when we talk about the small businessmen, shop owners, and vendors who are trying to set up their business. The banks didn’t provide them loans, due to various reasons. One of the biggest reasons is poor CIBIL score. People having poor CIBIL scores rarely get loans from any bank.

We are going to tell you the simple process of how you can take a Pradhan Mantri Aadhar Card Loan 2024. If you also want to take a loan through an Aadhaar card, then many banks like State Bank of India, HDFC Bank, and Kotak Mahindra Bank can easily give you a Pradhan Mantri Aadhar Card Loan 2024. If you want a loan through an Aadhar card through Pradhan Mantri Aadhar Card Loan 2024, your credit score should be 750 or more. Only then can you get a Pradhan Mantri Aadhar Card Loan 2024 up to Rs 2 lakh through Aadhar card. When you apply for loan through Aadhar card, you get approval in just 5 minutes

Pradhan Mantri Aadhar Card Loan 2024

There are around 4 crores 25 lakhs small businessman in India. In today’s life, every educated youngster is moving towards business despite preparing for government jobs. Nowadays youngsters are working very hard for their start-ups. But these youngsters face a lack of funds usually they don’t get funds for their start-ups. To deal with this problem and help the youngsters the government of India launched a new scheme named Pradhan Mantri Aadhar Card Loan 2024. With the help of this Pardhan Mantri Aadhar Card Loan Scheme 2024, a young businessman can easily get a loan of 50 thousand rs to 2 Lakh rs.

Under this new Aadhar Card Loan Scheme, the government provides loans to small traders and other businessmen. Anyone who wants to start a business can take a loan for it. This Pradhan Mantri Aadhar Card Loan 2024 scheme can help you to grow your business. You do not need to pay a lot of interest rates for these loans.

Even availing of this Pradhan Mantri Aadhar Card Loan 2024 is very easy you can get your loan amount within a few days. Today in our article we will tell you how to avail the benefits of the PM Aadhar Card Loan 2024 how much amount you can get under this Pradhan Mantri Aadhar Card Loan 2024 and what documents you will need to apply for this Aadhar Card Loan 2024.

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Benefits of Pradhan Mantri Aadhar Card Loan 2024

Under the Govt Aadhar Card Loan Scheme, you can get a loan of up to ₹1000000. As you know, this loan is called the Aadhar Card Loan Scheme, hence under this scheme, you do not have to give any kind of guarantee. You get this loan only based on your Aadhar card. You can use both online and offline methods to apply for this Pradhan Mantri Aadhar Card Loan 2024.

Aadhar se Loan Eligibility 2024

If you want to get the Aadhar card loan then you should know the eligibility criteria for the Personal loan 2024. Here below we have given brief information on the eligibility criteria for the Govt Loan Scheme 2024.

  • All citizens of our country can apply for the Pradhan Mantri Aadhar Card Loan 2024.
  • The applicant must be above 18 years of age.
  • Applicants must have a business prototype or already have a startup, business, or shop that they want to scale.

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Required documents for the Aadhar card loan

The documents required for the Pradhan Mantri Aadhar Card Loan Scheme are as follows:

  • The applicant must have an Aadhar card.
  • The applicant must submit a passport-size photograph. (photograph should be recently clicked)
  • The applicant will also have to show the bank statement for the last 6 to 12 months to the bank.
  • The applicant must have a certificate of income. (renewed income certificate)
  • The residential certificate of the applicant is called address proof.
  • Apart from this, the applicant should also have business address proof and a PAN card.

What is the Aadhar card loan interest rate 2024?

The interest rate in the Pradhan Mantri Aadhar Card Loan Scheme ranges from 7.3% to 12%, depending on the bank and the amount of loan you want. After that, the bank confirmed the interest rate and the interest rate of the Aadhar Card Loan Scheme is very low compared to any other loan. Under the Pradhan Mantri Aadhar Card Loan Scheme, if you take a loan of up to Rs 50,000 from the bank, then the interest rate can range from only 1% to 12%.

How to apply for a Pradhan Mantri Aadhar Card Loan 2024?

Step 1 – First of all, you have to search “Pradhan Mantri Loan Yojana” on Google or enter the name of the bank from which you want to take this loan in the Google search option.

Step 2 – After this, you have to fill out the PM Aadhar Card se Loan 2024 online form given by your bank in which you have to enter your basic information like your name, the type of your business, how much loan you want, your address, your mobile number, etc. your location. Bank branch name and branch code.

Step 3 – When you have filled in all the information, you have to click on Apply for Online Loan using Aadhar Card.

Step 4- After this, a message will come from the bank. Whenever the bank sends you a message, you will have to go to the nearest bank branch take all your documents with you and submit all the necessary documents.

Step 5 – Once your documents are submitted, the bank will verify your documents. After verification, the bank will provide you with the Pradhan Mantri Aadhar Card Loan 2024.