SBI Yono App Loan 2024: Features, Eligibility, Documents Required and Application Procedure

SBI Yono App Loan 2024: State Bank of India has launched mobile application for SBI customer to use all the facilities of banking through online mode in the mobile phone including SBI Yono App Loan 2024. So if you are also a customer of SBI and want to get personal loan in few minutes then you can apply SBI Yono App Loan 2024, where you will get maximum 8 lakh rupees SBI personal loan instantly without visiting to the branch. We are providing you all the important details for getting personal loan from SBI YONO mobile app 2024 including the SBI Yono App Loan eligibility criteria, application procedure, terms and conditions, monthly EMI of SBI YONO personal loan, interest rates and other charges in SBI Bank etc.

SBI is very famous bank in India which is one of the biggest bank in India and provides all the banking facilities to the customers. As there are large number of customers in the bank so customers have to face long waiting list in the SBI branches for banking facilities including personal loan SBI. So the mobile application of SBI is released with the name of SBI YONO where you can get personal loan within few minutes. The company is providing loan facilities instantly by following only SBI Yono Loan 4 steps. Customers can apply for personal loan from SBI according to their eligibility criteria however you can claim maximum 800000 instant personal loan using SBI YONO mobile App in 2024. You will get opportunity to repay the amount of loan through 48 EMIs. 

SBI Yono App Loan 2024 features

  • The SBI YONO app personal loan is 100% digital where we will get loan amount within a few minutes by applying through online mode. 
  • The SBI Yono App Loan application procedure is paperless were you are not required to submit the physical document in the department as only photo of the documents will be uploaded on the mobile application 
  • You can get the loan amount according to your eligibility and banking history but the company is offering maximum 800000 personal loan through online mode in this mobile application 
  • Beneficiaries have opportunity to repay the loan amount in 48 months maximum. 
  • The interest rates in SBI YONO app personal loan start from 13.80% annually and will increase according to the condition of the applicant. If you have a good CIBIL score then you will receive reduced interest rates offer. 
  • Apart from the interprets you also have to pay the processing fees which will be automatically deducted from your bank account while sending the loan amount in your bank account. 

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SBI Yono App Loan Eligibility 2024

SBI YONO mobile personal loan eligibility criteria are very simple and every citizen who have the certain eligibility can apply the SBI loan accordingly: 

  • Only citizens of India who are the customer of SBI Bank are eligible to apply SBI YONO mobile app personal loan 2024.
  • It is important to have a regular source of income either you are employed in any company or self employed in your business 
  • The applicant is required to maintain the good CIBIL score more than 750 to get higher loan offer from the bank. 

 You can also check your specific eligibility criteria for SBI YONO app personal loan by sending PAPL(last four digit of your account number) to 567676. So the company will send the information either you are eligible or not eligible for receiving the loan. 

Documents Required for SBI Yono App Loan 2024

You are suggested to carry the following documents while applying for personal loan in SBI YONO mobile App: 

  • Smartphone will internet 
  • Aadhar card 
  • PAN card 
  • Bank account number and it should be linked with Aadhar Card and PAN card. 
  • Salary slip of last 3 month 
  • Signature and selfie of the applicant 

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Apply for SBI Yono App Loan 2024

If you have certain eligibility and all the documents ready then you can follow the following procedure to get personal loan instantly in SBI YONO mobile App: 

  • Download the mobile application of SBI YONO in your device. 
  • Now you have to create your profile in this mobile application by entering your mobile number and bank account details. 
  • After that you will be asked to complete the KYC by uploading your pan card and Aadhar card information and your selfie from your smartphone. 
  • After that bank will automatically show the loan amount according to your category if you are happy with the loan amount then you can click on the SBI Yono App Loan 2024 apply now link 
  • After that you will be asked to enter important informations in the application and upload your important documents 
  • Now you have to prepare the EMI to return the money to the bank 

Once you submit the SBI Yono App Loan application form company will review it and allow the loan amount in bank instantly.

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