Thailand

Travel Insurance For Thailand

Thailand is one of the world’s most attractive tourist destinations. This South East Asian country is enthralling and exhilarating. They have been documented on television and used as backdrops in various Hollywood fictional movies. On your next trip there, you should make sure that you make an exhaustive bucket list of things to do and places to visit. Thailand has a perfect mix of South Asian culture which is unique to its land. The Thai cuisines is something that you should experience first-hand as well.

Thailand has so many things to do that you can actually end up spending year getting to know and understanding the country's uniqueness and niceties.

If you are visiting Thailand for the first time, refer to Thailand Travel Guide & Thailand Visa Guide for a safe & comfortable journey.

 

Things To Do

  • Elephant Trekking at Mahawangchang Elephant Camp
  • Thai Massage
  • Climb the Sathorn Unique Tower
  • Scuba & Snorkelling
  • Surfing, Windsurfing & Kitesurfing
  • 4WD, ATV & Off-Road Tours

Be Sure To Visit

  • Grand Palace
  • The Damnoen Saduak Floating Market
  • Koh Phi Phi
  • Khao Yai National Park
  • Wat Arun
  • Chiang Mai Night Bazaar
  • Phimai Historical Park

 

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Policy Name:

Smart Traveller Insurance Policy (Individuals and Families)

Download policy brochure

UIN:

IRDA/NL-HLT/BAXAGI/P-T/V.I/222/13-14

Policy Wording

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Pradhan Mantri Fasal Bima Yojana (PMFBY)

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Bharti AXA Health Insurance

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Insure Your Overseas Trip with Bharti AXA 

Travelling Overseas? Get the Bharti AXA Advantage

Buying a travel insurance plan with Bharti AXA does have its benefits.

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Plans to meet your needs

Depending on the country that you are travelling to, we have schenge and non-Schengen travel insurance plans to fit your requirements.

Policy's Coverage

What Is Covered?

  • Medical Expenses Inclusive Of Repatriation And Emergency Medical Evacuation/ Dental Treatment
    • Travel insurance includes medical expenses, repatriation, and emergency medical evacuation. Even dental care expenses such as acute anesthetic treatment of teeth are covered.
  • Personal Accident
    • Travel insurance includes compensation for accidental bodily injuries, permanent or partial disablement, death caused in an accident.
  • Daily Allowance In Case Of hospitalization
    • Payment of daily allowance for the number of days that the insured person is hospitalized beyond the specified number of days mentioned in the policy document.
  • Loss Of Passport And Documents
    • Travel insurance covers loss/theft of passport and documents.
  • Legal Expenses
    • All legal costs and expenses are covered in case of claims towards third-party liabilities that arise out of death or bodily injuries.
  • Trip Cancellation And/ Or Interruption
    • Payment towards the non-refundable prepaid payments or the additional expenses incurred subject to a limit of Sum Insured, on the trip being cancelled or interrupted due to medical problems of insured/Insured person’s family member, personal employment problems or natural disasters.
  • Emergency Accommodation
    • Due to some fire, flood, earthquake, storm, hurricane, explosion, if you are not able to stay in the original accommodation, you will be compensated for the additional cost of emergency accommodation.
  • Hijack Distress Allowance
    • In case if there is hijack on a common carrier for a certain number of hours, distress allowance is compensated under travel insurance.
  • Home Fire Insurance (Contents)
    • Any kind of loss or damage of the things at your home back in India caused by fire will be covered under travel insurance subject to policy conditions.

What is not covered?

  • Cosmetic Surgery
    • Travel insurance does not cover any cosmetic surgery done to enhance your beauty.
  • Self-inflicted Injury/Harm
    • Suicide, alcoholism, depression, or any direct/indirect loss due to death, illness, etc. is not covered under travel insurance.
  • Participation In Warfare
    • Travel insurance coverage is not provided for those involved in naval, military, or air force operations.
  • Performing Professional And Risky Sports
    • Participating in risky winter sports, like mountaineering is not covered unless specifically agreed and mentioned in the policy document.
  • Non-Allopathic Treatment
    • Travel insurance strictly excludes coverage for yogic, homeopathic, unani, and ayurvedic treatments.
  • Medical Expenses Due To Unproven Treatment: 
    • You will not receive any coverage for expenses with respect to unproven or experimental treatment.
  • Illegal Activity 
    • Hazardous occupation or engaging in criminal activities while on the trip abroad is not covered under travel insurance.
  • Limitations In Medical Expenditure 
    • Daily allowance isn’t paid in case of hospitalization for certain pre-existing conditions.
  • Treatment That Could Be Delayed Until Return
    • No coverage is given if the treating physician and the emergency service provider decide that the treatment could have been delayed until return to India.