IIFL Home Loans 2024: Getting a home is a dream of every middle-class person but a few individuals can build their home with their monthly salary. So banks and financial companies are helping these customers by providing home loan schemes where you can purchase your dream house with sufficient home loans according to your desires.
If you are also looking for a home loan then you can check this article where we are discussing with you the special features of IIFL Finance Home Loan Scheme 2024 including the IIFL Home Loans 2024 eligibility criteria, interest rates, application procedure, and all other information. So it will help you to compare and make a decision to select a good company for a home loan.
IIFL Finance is a Small finance company in India that provides financial facilities including Investment plans, home loans, personal loans, and other types of products. Home loans start from Rs 2 lakh Rupees in IIFL Finance Company. The company is offering to provide loan approval within 30 minutes after submitting the application form for a home loan. Individuals can apply for home loans in IIFL through online mode without visiting the branch.
Features of IIFL Home Loan Scheme 2024
- The company provides high loan amounts to individuals according to their needs and income sources however anyone can start the loan with a minimum of 2 lakh rupees home loan.
- The interest rates for IIFL home loans start from 8.75% annually and it will be increased by checking multiple factors from the customer including civil score, banking credit history, the relationship of the customer with the bank, financial status, EMI procedure, loan amount, etc.
- Interest rates start from 8.75% annually. If you are civil score is more than you will get minimum interest rates otherwise the bank will increase the percentage of the interest according to your condition.
- The bank is providing flexibility to select the EMI option to repay the loan amount to where you can pay the home loan amount for a maximum of 30 years.
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IIFL Home Loans 2024 Eligibility
- The application should be for Indian citizens only to get a home loan from IIFL Finance Company.
- The minimum age of the applicant and the time of applying for a home loan is 18 years while the maximum age is 75 years
- You should have a regular source of income either a salaried person or self-employed.
- The credit score of the applicant should be high to get a home loan from the company
List of Important Documents for Home Loan 2024
You should have the following documents before applying under the IIFL finance home loan scheme:
- Identity proof of the applicant where you can show PAN card/ Aadhar Card/ passport/ driving license and Voter ID card
- Address proof of the applicant
- If you are an employee then you should provide salary slips of previous months with Form 16 of ITR
- Bank statement of the applicant of at least 6 months
- If you have property then you should provide documents of the property
- The copy of the receipt received by the Builder or home developer
- Agreement of the buyer
- The documents of agreement to sell
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Online application procedure for IIFL finance home loan
You can apply online for an IIFL finance home loan by following the step-by-step procedure:
- First of all, visit the official website of IIFL Finance Company. you can get on this link to visit https://www.iiflhomeloans.com/
- Now you will reach the new page where you have to select the product section and click on the home loan link
- Now the home loan section will appear on your screen where you have to click on the Home Loan Apply Now section
- After this, you will reach the new page where you will be asked for your mobile number where you will receive OTP for verification
- Once you submit the OTP the application form will appear on the screen where you have to enter personal details such as name, gender, category, financial status, home information, etc
- After that, you have to upload all the comments on the website
- Now select the loan amount which you want to get from the bank and prepare the EMI to repay the loan amount
Once you have entered all the information you can submit the application form and the company will review your application and will contact you to provide further assistance to get the loan instantly.
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