RBI Approved Loan Apps List 2024: If you are also searching for personal loan but cannot getting success of approval your application of personal loan then you can search RBI approved personal loan mobile applications 2024. These mobile applications will provide you instant loan without any delaying by following the guidelines of RBI. Yes there are multiple lender companies which are offering loan facilities but you should trust only RBI Approved Loan Apps List 2024 which will not cheat and fraud with you and will provide you your desired amount according to your eligibility criteria. We are providing you RBI Approved Loan Apps List 2024 in this post which will help you to search out most relevant application according to your category and condition.
Reserve Bank of India is monitoring all the bank activities in India from banks and companies which are offering financial services. Apart from the banks, small financial companies which are also known as non banking financial companies NBFC are also providing loan facilities to the customers without conditioned eligibility. Most of the companies reject loan applications due to bad CIBIL score or non maintenance of the CIBIL score. But non banking financial companies are promoting their mobile app and financial facilities by providing personal loan without cibil score or with bad CIBIL score personal loan.
RBI Approved Loan Apps List 2024
Bajaj Finserv
Bajaj Finserv is a well-known NBFC app offering personal loans up to Rs. 40 lakh. Their approval process is quick, and they cater to a wide range of loan needs. However, the interest rates can vary depending on your creditworthiness and loan tenure, ranging from 11% to 38%.
MoneyView Loans
MoneyView Loans is a popular NBFC app known for its focus on speed and convenience. They offer personal loans from ₹3,000 to ₹5 lakh with a completely digital application process. They also provide features to help you improve your credit score, which can benefit you in the long run.
Navi
Navi is an NBFC app known for its transparent and affordable personal loans. They offer loans up to ₹20 lakh with competitive interest rates starting at 9.9% per annum. Their application process is paperless and requires minimal documentation.
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CASHe
CASHe is an NBFC app that caters to those who need smaller personal loans. They offer loans ranging from ₹1,000 to ₹4 lakh with quick approvals. However, their interest rates can be on the higher side, typically around 2.5% per month which translates to a higher annual percentage rate (APR).
Dhani
Dhani is an NBFC app offering personal loans up to ₹15 lakh. They are known for their user-friendly app and flexible repayment options. They provide multiple EMI plans to fit your budget, but it’s important to compare interest rates before applying.
TrueBalance
TrueBalance is an NBFC app that initially offered instant credit for phone recharges and bill payments. They have expanded to offer personal loans as well. The loan amount and interest rates can vary depending on your creditworthiness, so be sure to check the details before applying.
FlexPay
FlexPay is an NBFC app offering personal loans focused on salaried individuals. They boast quick approvals and competitive interest rates starting at 9.9% per annum. They are known for their transparency and focus on responsible lending practices.
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Conclusion: RBI Approved Loan Apps List 2024
All of above mobile applications are registered with RBI under non banking financial companies. But RBI time to time revised list of the approved mobile application on the official website and kick out mobile applications from the list who do not follow rules of RBI. Apart from this you should also check the interest rates and other hidden charges from the company which can harm you financially.
Most of the companies are charging maximum 38% interest which. It’s mean if you apply for 10000 rupees loan amount then you have to pay 3800 only as interest and after that you also have to pay other charges such as documentation fees, processing fees etc. so if you have sufficient arrangement to repay the loan then you can only apply for personal loan in these mobile applications.
