Aadhar Loan Apply 2024: Aadhar card is a crucial document in India that is used for an approved identity card from the Government of India. Now it can also be used for applying for personal loans in the bank where you will get instant loan approval within a few minutes. So if you are also looking for a personal loan then can check the information on the Aadhar Loan 2024 in this article where we will share with you how to apply for a loan using an Aadhar card including the Aadhar Card Loan 2024 eligibility criteria, application procedure, loan amount, EMI of the loan, annual interest rates, etc.
Most of the companies and banks in India are accepting Aadhar card as a unique document. It is used for a verification purpose in financial companies and banks. Due to digitalization, companies and banks are offering loan amounts through online mode using the official website or the mobile application as well. So if you have Aadhar Card and want to get personal loan then can get up to 3 lakh instantly by using Aadhar Loan 2024 in any bank.
Aadhar Loan 2024: सिर्फ 3 मिनट में 3 लाख का लोन
The Aadhar Card Loan 2024 amount will vary according to different banks and eligibility of the customer. But most of the companies are generally providing up to 3 lakh rupees instantly where you will get approval of your Aadhar Loan 2024 within few minutes. You will get opportunity to return the amount for 1 year to 2 years according to the company where you have applied.
However Aadhar card is important document, so interest rates are also starting with 11% or more and will increase according to the cibil score and other condition of the customer. Bank will deduct approximately 2.5% processing fees and documentation charges which will additional include GST and other tax also.
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Aadhar Card Loan Eligibility 2024
You have to follow the following eligibility criteria before applying for personal loan using Aadhar Card in the bank or financial company;
- Only Indian citizens are eligible to apply for loan using Aadhar card in India
- The age of the applicant should be more than 21 years old while applying for loan however it not be more than 60 years.
- The CIBIL score of the applicant should be good or more than 750 to get instant approval otherwise you will have to face difficulty of getting approval or have to pay maximum interest accordingly.
- The Aadhar card of the applicant should be linked with the bank account and PAN card and you should use the mobile number which is linked with your Aadhar card also.
- You should not be a defaulter from any other bank.
Documents Required to Apply for Aadhar Loan 2024
However, Aadhar card is one of the important factor to provide personal loan but there are also other important documents which are necessary to be submitted in the bank:
- Aadhar card
- PAN card
- Salary slip or last 6 month Bank statement
- Bank account details of the applicant
- Mobile number and email ID
These are basic information which are used for KYC and if you complete the KYC then will receive the amount instantly.
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Apply for Aadhar Card Loan 2024
If you have sufficient eligibility criteria for Aadhar Card se Loan 2024 and have all the important documents to apply for Aadhar Card loan then you can visit any nearest branch of your bank to apply manually for the Aadhar Loan 2024, however if you want to get loan through online mode then have to follow the following procedure by using a smartphone:
- Visit to the official website of your bank or directly download the mobile application from Play Store or App store only
- Now login on the dashboard by using your mobile number which is registered with bank where you will receive OTP for verification.
- Once you create your profile you have to complete the KYC by providing your document details including Aadhar Card and PAN card
- After that company will offer you the loan amount according to your eligibility criteria and status in the bank
- If you are agreed with terms and condition and other criterias of loan in the bank then can click on the apply now for Aadhar Loan link.
- After death you have to fill the loan amount in the mobile application and select the EMI option to return the money
- After that company will verify your details and approve your Aadhar Card Loan 2024 application form if you full fill all the eligibility criteria and other instruction
Once you get approval you will receive loan amount in your bank account where bank bill automatically deduct processing fees and other GST fees from your amount.