Get a Bank of Baroda Urgent Loan of Rs 5 lakh with just one missed call or message

Apply for Bank of Baroda Urgent Loan 2024: Apply directly for a personal loan at Bank of Baroda, and get a loan from Rs 50,000 to Rs 10 lakh in juचणणहणणणst 5 minutes. In this special post, we will tell you how to get a Bank of Baroda Loan 2024 and how to apply for it. If you are looking for a loan, this could be the right time for you. In this post, we will provide you with the necessary information to get a Bank of Baroda Loan 2024, along with complete details of the application process.

In this post, we have gone through the instructions and process to apply for a personal loan from the Bank of Baroda in detail, so that you can take appropriate steps to meet your loan requirements.

Bank of Baroda Urgent Loan 2024

What is the eligibility to get a BOB personal loan?

To obtain a loan from the Bank of Baroda, one must adhere to the specified conditions. Government employees and professionals in various jobs need to meet the following criteria to be eligible for the Bank of Baroda Loan 2024.

General criteria

  • Eligibility and rules of the bank for Bank of Baroda Loan 2024
  • To avail loan from the Bank of Baroda you must be between 18 and 21 years of age.
  • You will get the loan when your CIBIL score is 750 or above.
  • Bank of Baroda personal loan is available with an interest rate of 6.99% per annum.
  • The repayment tenure of the personal loan that you will avail from the Bank of Baroda ranges between 12 to 48 months. You have to repay the entire loan during this period.
  • Bank of Baroda charges 1% as a processing fee for personal loans.
  • Under Bank of Baroda personal loans, the minimum and maximum limits of the amount range from ₹50,000 to ₹1,000,000.
  • The minimum income for a person to avail of a Bank of Baroda Personal Loan 2024 should be ₹25,000.
  • The person may be an individual or a professional who intends to take a personal loan.

For government employees:

• The applicant should be a government employee or employed, with a monthly income in their account exceeding Rs 15,000.

• The age of the applicant should fall between 21 to 60 years.

• Other job professionals should also possess a salary account.

• Those applying for a personal loan of more than Rs 2 lakh should have a salary account that is at least 6 months old.

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For self-employed applicants:

• The applicant must be between 18 to 65 years old and have a minimum of 1 year of continuous professional experience. Bank of Baroda provides personal loans for amounts up to ₹200,000.

In the case of Insurance Agent applicants:

• Insurance Agents are required to deposit their agent commission in a Bank of Baroda account for a minimum of 6 months. This is a crucial condition that must be fulfilled to qualify for a personal loan from the bank.

Benefits of Bank of Baroda Loan 2024

  • To apply for a personal loan online, you can apply for a Bank of Baroda Loan 2024 24 hours at a time at your convenience.
  • Taking an online personal loan lets you calculate your EMI and pay your installments comfortably without going anywhere.
  • The best thing for Bank of Baroda account holders is that they do not have to pay any kind of fee while taking a personal loan by filling out the online application.

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Documents required for BOB loan 2024

Passport size recent photographs
Ration card of the applicant
permanent residence proof
Bank passbook statement for the last 6 months
The ration card of the applicant

How you can apply for the Bank of Baroda Loan 2024?

Here below we have provided you a step-by-step guide to apply for the Bank of Baroda personal loan. by following the given steps, you can easily apply for it

To avail BOB Personal Loan, first of all, you have to visit its official website, which is www.bankofbaroda.in. On the home page, top right select the “Login” option, where you have to log in with your ID and password or registered mobile number.

  • After this, you will get a loan option, by clicking on which you will have to select “Personal Loan”.
  • After this, you will get the option of “Pre-Approved Personal Loan”, which you have to click on.
  • After selecting this tab, a new page will open. You have to click on the “Proceed” option to proceed further under this step.
  • After clicking, you have to fill in the mobile number, and after entering the mobile number you will get an OTP on your number, which you have to enter here.
  • After this, on the page that will open in front of you, you will have to enter all the details that have been asked of you. Then, another OTP will be sent to your number, which you will have to enter.
  • This time, on the page that will open in front of you, you will have to enter how much loan you want and in what time you will repay it.
  • To proceed further, you have to click on the “Proceed” option.
  • After this, you will now be presented with the Terms of Use which are related to the loan, you will have to click on the “Accept” button to accept them.
  • After “Accept”, OTP will be sent to you again. You have to enter this OTP, and after this, your process is almost complete.
  • Now, a message will come to your registered mobile number that the requested amount has been transferred to your bank account.
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