BOI Low Cibil Score Loan 2024: A low CIBIL score is a very common problem in India and most middle-class people are facing low cibil score problems while applying for personal loans in banks. However, there are multiple loan applications available on the internet that provide personal loans but these mobile applications are charging higher interest rates for low CIBIL scores. So today we will share with you the specific features of Bank of India for low cibil score customers where they can get low civil score personal loans in Bank of India 2024. You can check the BOI Low Cibil Score Loan 2024 eligibility criteria, application procedure, low CIBIL score personal loan amount in Bank of India, etc in this article.
Bank of India is a very famous bank in India that provides banking facilities to their customers including personal loans, saving accounts, FD schemes, etc. The company is inviting their customers who have a bad CIBIL score or low civil score and getting into trouble while applying for personal loans in the bank. You can apply for a personal loan according to your need and the bank will easily approve the loan application through online mode as well as offline mode.
BOI Low Cibil Score Loan 2024 Charges/Fees
It is very important to check the personal loan charges while applying for low cibil score personal loans in the bank. You can get a maximum of 25 lakh personal loans from the Bank of India through online mode. The bank is offering an EMI of a minimum 1105 per month for personal loans to their customer. Apart from this, any individual can apply for a personal loan with a multiplier of 36 of the salary.
If we discuss the interest rate then it starts from 10.85% rupees annually and will increase up to the eligibility and the condition of the customer. Apart from this 2% of the processing fees will also be charged by the bank while providing the loan amount which will be between a minimum of 1000 rupees and to maximum of 10000 rupees.
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BOI Low Cibil Score Loan Eligibility 2024
All individuals who want to get personal loans from Bank of India have to follow the following eligibility criteria:
- All Indian citizens who have bank accounts in Bank of India are eligible to apply for a personal loan
- The minimum eligibility for a personal loan starts from 21 years in India and you can apply up to the age of 70 for a personal loan in the Bank of India.
- All individuals including salaried person and as well as self employed
Apar from this there is no additional eligibility define in the official website of Bank of India for personal loan.
Documents Required for BOI Low Cibil Score Loan 2024
You have to carry the following documents in soft copy which will be uploaded at the time of applying personal loan on the official website of Bank of India:
- Aadhar card of the applicant
- PAN card of the applicant
- Bank account passbook or check book.
- Address proof of the applicant
- Last 6 month bank statement
- Last 3 month salary slip
- Form number 16 for individuals who are doing job in companies.
- If you are a self employed person then you have to show at least 3 years of income tax return in Bank of India.
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How to Apply for BOI Low Cibil Score Loan 2024?
- Visit to the official website of Bank of India from this link or can download the mobile application of the company https://bankofindia.co.in
- After that you will reach on the new page where you have to locate the loan section and select the personal loan link.
- Now you will see the apply now for BOI Low Cibil Score Loan 2024 link on the page and you will reach on the new website after clicking on it.
- Now you have to enter your personal details including your name, mobile number email id and other information and after that select the loan amount
Company will immediately contact to you and complete your personal verification through telephone verification. After this you will receive loan amount in your bank account and you can use it to complete your pending work.