Loan Without Income Proof: Nowadays, in times of rising inflation, taking a loan can be a difficult task, especially when income proof and CIBIL reports are demanded. But now you don’t need to worry about this! Bajaj FinServ Loan is available without any income proof and CIBIL report. Now you can get the full loan of Rs 52000, without any income proof आईटी Loan Without Income Proof. With the convenience of this transaction, there will be no burden on your financial condition.
If you need a loan but do not have income proof, you can now apply for Bajaj FinServ Loan without the need for income proof and CIBIL. In this article, we will provide you with all the information related to the Bajaj FinServ Loan, its interest rate, processing fees, eligibility, required documents, and the Loan Without Income Proof application process. For this, you must read the entire article.
Bajaj FinServ Loan without Income Proof and CIBIL Score
Bajaj FinServ provides a Loan Without Income Proof facility as a non-banking financial company. This feature is available through the Bajaj FinServ Mobile App. Through this application, customers can easily and in short time get a loan up to ₹52,000 without income proof or a CIBIL score.
Bajaj FinServ is a non-banking financial services company, which provides services like asset management, insurance, and wealth management to the people. Along with this, the company also provides personal loan facility to meet the financial needs of the customers, which is made available through Bajaj FinServ Mobile App.
Bajaj FinServ Mobile App is a technology platform developed by Media Agility Pvt. India Limited through which customers can easily apply for a Loan Without Income Proof from the comfort of their home. Under Bajaj FinServ Limited Personal Loan, you can easily get a personal loan up to Rs 52,000 in a very short time without any income proof or CIBIL score.
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Features of the Bajaj FinServ loan 2024
Online Application: Customers can apply for a personal loan through the Bajaj FinServ mobile app from the comfort of their home.
- Without Income Proof: Income proof is not required for loan through this application.
- Low CIBIL Score: Customers do not need a CIBIL score and can apply to meet their financial needs.
- Easy Application Process: Applying for a loan through the Bajaj FinServ mobile app is extremely simple. Customers just have to download the app and fill in some required information and easily become eligible for the loan.
- Approval in less time: The application process for Bajaj FinServ Loan is fast approved. For this, customers do not need to wait long and can fulfill their financial needs immediately.
- Less Documentation: Less documentation is required to apply for a Bajaj FinServ loan. This makes it easier for customers to apply for a Loan Without Income Proof.
- Online Processing: All loan processing takes place online, eliminating the need for customers to visit the bank. It provides time and user-friendliness to customers.
- Easy Availability: Bajaj FinServ Mobile App can be used anytime and from anywhere, enabling customers to access the loan they require. This makes it easier for them to solve their financial problems.
In this way, Bajaj FinServ provides financial assistance to customers through mobile app and allows them to fulfill their needs.
Bajaj FinServ Loan Eligibility or Loan Without Income Proof Eligibility
The applicant must fulfill the following eligibility conditions for this Loan Without Income Proof:
- Nationality: Only Indian citizens will be eligible to apply for the Loan Without Income Proof.
- Age Limit: The minimum age of the applicant should be 21 years and the maximum age should be 80 years.
- Employment: Applicants working in public, private, and MNCs will be eligible to apply for this loan.
- Income: The minimum monthly income of the applicant should be Rs 25 thousand (as per the city where he/she is living).
Documents you need for the Loan Without Income Proof 2024
The applicant will need the following documents for Bajaj FinServ Personal Loan:
- PAN Card of the applicant.
- KYC Documents: Aadhar Card, Voter ID, or Driving License (DL).
- Address Proof: Gas bill, passport, or utility bill.
- Employee ID Card: Job identification card.
- Bank statement: your bank statements should not be more than three months old.
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Bajaj FinServ Loan Interest Rates and Charges
Under Bajaj FinServ Loan, the bank offers personal loans up to Rs 52,000 to customers at attractive interest rates. The interest rate of this loan ranges between 13% to 37% per annum, which completely depends on the loan taken by the applicant and many factors.
Charge: A processing fee of 3.93% (including taxes) of the loan amount is applicable.
Bajaj FinServ Loan Application Process 2024
Customers without income proof and CIBIL can apply for Bajaj FinServ Loan by following the following steps:
- Install the App: First install the Bajaj FinServ Mobile App from Google Play Store on your phone.
- Register: Open the app, register yourself and create an account. If you already have an account, login using mobile number and OTP.
- Select Loan: After registration, select the loan option.
- Click on Apply Now: Under Personal Loan, click on the Apply Now option.
- Fill the details: Fill your personal and business details in the new page and click on the Proceed option.
- Enter Loan Details: Enter the loan account, loan type, and EMI details as per your requirement.
- Upload Documents: Follow the KYC, Bank Account and Income Verification process and upload the required documents.
- Submit Request: As soon as your request is submitted, a company representative will contact you and provide further information for the loan.
This way, your Bajaj FinServ Loan application process will be completed.