Post Office FD Scheme 2024: The Indian post office provides banking facilities also through the Indian Post Payment Bank. The company is providing Post Office FD Scheme 2024 in the Indian post office where you can get good returns on deposit amounts. So if you are looking for an investment plan such as a fixed deposit or time deposit then you can check this article where we will discuss with you all the important factors of the Indian Post Office FD Scheme 2024 including the eligibility criteria, Indian Post Office FD Scheme 2024 interest rates for different deposits such as 100000 FD, 2 lakh FD in post office etc.
The Indian post office provides multiple investment plans under the Post Office FD Scheme 2024 including investment for 1 year to a maximum of 5 years. So if you do not want to invest for a long time then you can select only a year FD scheme in the post office. However, the interest rate for Post Office FD Scheme 2024 is prepared according to the investment plan and is provided separately for different years. As much as you invest for a long time, you will get high returns. Apart from this, the scheme will also provide tax-saving facilities under the Income Tax Act of 80C. So you will get more benefits according to your investment.
Indian Post FD scheme Interest Rate 2024
The interest rates in the FD scheme in the Indian Post Payment Bank are revised by the Reserve Bank of India at each quarter. Currently, investors are receiving a minimum of 6.9% interest to a maximum of 7.5% interest annually according to their investment. However, RBI will revise the interest rate from 1st April 2024 and new rates will be provided on the official website of Indian Post Payment Bank.
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Indian post office FD return on 2 lakh deposit
There is no limit for investors to invest in the FD scheme in the Indian post office. However, you can start your FD scheme in Indian Post Payment Bank from rs 1000. And can increase your investment as much according to your savings. If you invest 200000 rupees in the Post Office FD Scheme 2024 then you will get 2,40,000 rupees after completing the one year, if you select a year’s FD scheme then you will get 2.29 lakh rupees. 2.47 lakh will be provided for investors of 3 years FD scheme in the post office and a maximum of 2.9 lakh will be provided for beneficiaries who completed 5 years of maturity in the post office FD scheme. However, you can also start the scheme with a minimum of 1000 rupees, rs 1 lakh, etc.
Eligibility for post office FD scheme 2024
- Only Indian citizens are eligible
- Any single person or joint account can be opened in the Indian post office for FD scheme
- There is no age criteria to apply in this scheme however the applicant more than the age of 10 years can apply on their behalf for FD scheme in Indian Post payment Bank.
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Apply for Post Office FD Scheme 2024
If you are eligible for the investment of the FD scheme then can apply by following this procedure:
- Visit your nearest Indian post office and fill out the bank account application form for the Post Office FD Scheme 2024.
- Provide photocopies of all the documents
- Submit the amount to the bank.
Once you submit your deposit in the bank your scheme will automatically start and you will get benefit and returns according to the latest interest rates according to the RBI for small saving schemes.
