SBI Personal Loan 20 Lakh Apply 2024: The State Bank of India has increased the limits of personal loans for up to 20 Lakh to their customers which is provided online mode. It is a very beneficial scheme for those who are searching for personal loan instant approval 2024. The bank is providing SBI Personal Loan 20 Lakh Apply to their customers for multiple purposes including marriage function, festival, educational expenses, Renovation or decoration of the home, investment etc. So if you are also looking for personal one scheme and then you can check this article where we will discuss with you by steps to SBI Personal Loan 20 Lakh Apply with the eligibility criteria, important documents, approval time, loan duration etc.
The State Bank of India is running multiple personal loan scheme to their specific customers. The different types of loan are available for multiple customers including government servant customers, pensioners of SBI, Personal loan for employed, pre approved loan for instant loan approval, Loan against securities, Quick SBI personal loan etc. However today we will discuss with you the specific loan feature of State Bank of India which is providing up to 20 Lakh instant personal loan within 5 minutes. This SBI Personal Loan 20 Lakh Apply scheme is started as SBI Quick Personal Loan Scheme 2024. The loan of starting from minimum 24000 and you can get maximum 20 lakh accordingly. The company is charging interest rate from 11.15% to 14.55% according to the condition of customer. Apart from this 1.5% of processing fees with additional GST will also be deducted. Eligible individual can apply from at least 6 month EMI to 72 month maximum EMI.
Eligibility criteria for SBI Personal Loan 20 Lakh Apply 2024
You have to complete the following eligibility criteria before SBI Personal Loan 20 Lakh Apply:
- Only Indian citizens can apply for SBI personal loan
- You should have a bank account in the State Bank of India where you get monthly salary
- The monthly salary of the applicant should be more than 15000 rupees
- All the employees who are working in central government, State government, private company or any other educational institution can apply.
- The age of applicant should be between 21 years to 58 when applying for a personal loan
- The individual should have served at least 1 year from the current company.
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Important document list for SBI Personal Loan 2024
You have to carry the following documents at the time of applying for a State Bank of India personal loan 2024:
- 2 passport size photograph
- Aadhar card of the applicant
- Income tax return document
- Latest salary slip
- Bank statement of last 6 months
- PAN card of the applicant
- Bank account details
- Address proof
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SBI Personal Loan 20 Lakh Apply Online 2024
- First of all visit the official website of the State Bank of India SBI.
- Now you will reach the new page where you have to click on the loan section and after that select a SBI personal loan 2024 option
- Now you can see SBI quick personal loan link where you have to click on the apply now or you can also check the details of the loan scheme by clicking on more information link.
- After that, you will be redirected to the new page where you have to enter your personal details in the registration form after clicking on the SBI Personal Loan 20 Lakh Apply Now link
- You will receive OTP on your registered mobile number for verification after that the SBI Personal Loan 20 Lakh Apply application form will appear on your screen where you have to enter your all the details and the loan amount which you want to get, so you can prepare the EMI to repay the loan.
- After that you have to upload you all the important documents in the website and click on the submit link
Bank will verify your details and contact to you for person verification, after that you will get loan amount in your bank account soon within few hours.