Union Bank Loan 2024: Union Bank is providing UBI personal loan facilities to their customer where you can get a maximum of 1500000 instantly through online mode from Union Bank. So if you need the money for multiple purposes such as financial expenses for business, home decoration and renovation, educational purpose, function, etc then you can read this article “Union Bank Loan 2024” where we will share with you details of applying for Union Bank personal loan 2024 in including the Union Bank Loan 2024 eligibility criteria, important document list, application procedure through online mode, Union Bank Personal Loan interest rates 2024, union Bank personal loan EMI etc.
Union Bank of India is one of the trusted banks where millions of citizens have an account. The company offers different types of personal loans of Union Bank of India for different categories such as Loan for Women, personal loans for Government employees, private sector employees, personal loans for pensioners, etc. while most citizens are afraid of submitting security items in the bank to get a personal loan, union Bank of India will not ask any assets from the applicant for providing Union Bank Instant Personal Loan 2024. The offer is available in all the branches where you can visit or his also available on the online mode where you can visit to the UBI official website.
Features of Union Bank Loan 2024
The company is providing a maximum of 50 lakh personal loans to their customers who are trusted and engaged in transaction activities for many years. Apart from this the 15 lakh rupees loan is available for all the applicants who have a bank account in the company and the Union Bank Loan 2024 is also available on the UBI online portal.
The Interest rates are very dynamic in the company where it is reached between 11% to 35% annually which will be charged according to the condition of the customer. However, you can pay the loan amount with easy EMIs of a maximum of 7 years but the limit is applicable for the maximum amount of 50 lakh rupees. If you are searching about the processing fees than it will be charged for only one percent of the loan amount. But it will not be more than 7500. Apart from this there are no hidden charges available on the official website of Union Bank of India for personal loan scheme 2024.
$600 & $300 Social Security Increase June 2024: Check Eligibility, Payment Dates & Claim Process
SSC GD Constable Cut Off Marks Category Wise 2024 @ssc.nic.in
Union Bank Loan 2024 eligibility
- The age of the applicant should be more than 21 years for all the citizens in India to get UBI personal loan. But if you are self employed then you have to wait until the age of 25 to apply for personal loan in the bank
- Applicant should have a regular source of income either employment or self employment.
- You should not be a defaulter from any other bank
- The CIBIL score of the applicant should be good for getting stand approval of the Union Bank Loan 2024 amount.
$400 Centrelink Payment June 2024: Check Eligibility, Apply & Deposit Payout Date
$4873 Social Security Payment Schedule June 2024: Check SSA New Dates
$12000 Stimulus Checks June 2024: Check Eligibility, Payment Dates & Claim Process
Documents Required for Union Bank Loan 2024
You have to carry the following document which should be uploaded on the official website through online mode while applying for the personal loan from Union Bank of India:
- Aadhar Card and PAN card of the applicant. Both can be linked with each other and bank account of the applicant
- Use the mobile number which is linked in your Bank and aadhar card
- You have to provide at least 6 month bank statement or your salary slips of previous months
- If you are self employed then have to show income tax return of the last year or employed person have to provide form number 16 or TDS
How to Apply for Union Bank Loan 2024?
The application procedure for union Bank of India personal loan is available through online mode where you have to follow the following procedure on the official website:
- Go to the official website of union Bank of India
- Now you have to click on the UBI personal loan link under the product section and after that select the specific loan offer from your condition
- Now you will able to see all the terms and conditions for personal loan in UBI
- After that you can click on the apply UBI Personal Loan link where you have to provide your mobile number and you will receive OTP for verification
- Enter your bank account details so company will automatically fill your personal details from the data
- Select the UBI loan amount and provide the EMI information to return the amount
Now you have to upload all the documents and click on the submit link so company will review your Union Bank Loan 2024 application and if it have all the eligibility criterias then you will get UBI loan amount instantly in your bank account.