Axis Bank Personal Loan Apply 2024: Axis Bank is a private bank in India where applicants can Axis Bank Personal Loan Apply for multiple purposes. If you want to get an instant loan from Axis Bank then you should check and review the feature of Axis Bank personal loan scheme 2024 as it will help you to check the Axis Bank Personal Loan Apply eligibility criteria, maximum loan amount, important document list, application procedure through online mode, Axis bank interest rates for personal loan etc. You can check this article to know about all the questions related to Axis Bank Personal Loan Apply 2024.
Axis Bank is offering a maximum of 40 lakh personal loans to their customers the loan starts from Rs 50000 onward and you can increase the loan amount according to your need. Interest rates start from 10.40% for their customers. However, it may be increased according to the condition of the customer to 22%. Applicants will get a maximum of 84 repayment facilities according to the amount of the loan.
Axis Bank Personal Loan Apply Eligibility 2024
You have to complete the following eligibility criteria before Axis Bank Personal Loan Apply.
- Any individual who has a bank account in Axis Bank can apply for a personal loan
- The minimum age of the applicant should be more than 21 years old and the maximum age of the applicant at the time of completing the maturity should be 60 years maximum.
- Applicant should be a salaried person who is working with any private or public company or department and getting at least 15000 per month salary.
- Applicants should have a good credit score while applying for personal loans in Axis Bank.
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Axis Bank personal loan interest rates and charges
Apart from the interest rates Axis Bank will also charge additional amounts for various procedures. Interest rates are starting from 10.40%. Applicants have to pay 339 for instrument payment charges. 500 rupees for swap charges. If you have overdue installments of previous months then you have to pay 24% annual on 2% per month. Apart from this, there is a time Duty for documents, and processing fees of 2% with additional GST will also be calculated from the customer while providing the personal loan from the bank.
Documents Required for Axis Bank Loan Apply
- Aadhar card of the applicant.
- Proof of date of birth.
- Applicants have to provide proof of their signature by showing any document of passport/ PAN card or Bank verified certificate
- Latest 2 month salary slip of the applicant
- Document to show last year’s employment information
- Passport-size photograph of the applicant
- Last two month Bank statement.
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Axis Bank Personal Loan Apply Online Procedure
- Visit the official website of Axis Bank. You can click on this link to visit direct on the official website https://www.axisbank.com/
- After this, you will reach the dashboard of the website where you have to click on the link to explore products and after that select personal loan under the Axis Bank loan section.
- After that, you will reach the personal loan page of Axis Bank where you can read the Axis Bank Loan terms and conditions and other information about Axis Bank personal loans after that click on the get instant funds link
- Now you have to enter the mobile number which is linked with Axis Bank and after that, you will receive OTP for verification
- Once you submit the OTP you have to enter your personal details including your name, employment information, contact information, etc
- After that, select the Axis Bank Personal Loan Apply procedure including the loan amount, repayment of the loan, etc get the last section of the application form
Once you have submitted the Axis Bank Personal Loan application form you have to wait for the verification after that the bank will provide the loan amount in your bank account after the deduction of all charges.