Personal Loan 2 Lakh [ PMMY 2024 ]: Under the PM Mudra Loan Scheme, you can get a loan of Rs 2 lakh or more can be obtained through an Aadhaar card, but there are several conditions for taking a loan with an Aadhaar card in 2024. When you apply for an Aadhaar loan, the first thing that is looked at is your source of income, which decides whether you can repay the loan amount or not. Apart from this, your credit score, risk profile etc. are also looked at. After this, the loan is provided to you through Aadhar card.
The Prime Minister of the country Shri Narendra Modi has announced to give loan on Aadhar card, so that all the people will be able to get loan easily. Through this PMMY 2024 scheme, people can start new businesses and get employment opportunities by starting their own business, thereby fulfilling their dreams.
Personal Loan 2 Lakh [PMMY 2024]
This information is important for Indian citizens because there is a special thing in it – now you can take loan on the basis of your Aadhar card. For more information related to this, stay with us and read this article. There are many such schemes which have been started and we are trying to empower everyone so that the countrymen can be successful in their entrepreneurship.
The government has launched another scheme under which all citizens will get the opportunity to get loan on the basis of Aadhar card. The benefit from this will be that people will be able to expand their business and improve the education of their children.
What is the interest rate of the Aadhar card loan 2024
On taking loan from Aadhar card, you can get 11 to 14 percent interest annually. Apart from this, you may also have to pay loan processing fees, registration fees etc. When you go for an Aadhaar Loan appointment at your nearest Aadhaar Centre, you will get complete information about the interest and charges applicable on the PMMY loan 2024.
Types of the Aadhar card loans
There are 4 types of the Aadhar card loan 2024 here below we have given you the names of the Aadhar card loan
| Home Loan | Plot Loan |
| Home Extension Loan | Home improvement loan |
Students can also get a loan by using your Aadhar card
All students in the country are advised to apply for loan based on Aadhar card so that they can complete their upcoming education and shape their future. Aadhar Card Loan is available to all students, as many children cannot afford to come for further studies. Therefore, the government has started this PMMY Loan Scheme so that more and more children can get their higher education.
What is the eligibility for PMMY Loan 2024?
If you want to apply for the Aadhar card loan, then you have to fulfil the eligibility criteria of the Aadhar card loan, here below we have given you the detailed information about the Aadhar card eligibility criteria.
- The beneficiary of the loan must be an Indian citizen.
- Mobile number and email ID are very important to take loan from Aadhar card.
- The age of the beneficiary should be at least 18 years, for this Aadhaar card is necessary.
- If you have taken a loan from any other bank then you can apply with complete information.
- Your mobile number should be linked to Aadhar card.
- It is very important to have a bank account to take a loan.
- You must have the ability to repay the loan.
- Aadhar card along with PAN card is mandatory to take loan.
Pradhan Mantri Aadhar Card Loan Yojana 2024
Our government has also said that there are many fake schemes which are promoted by some people, which are not being run by the government, but people believe in them and think good about those schemes. Many such fake schemes have been revealed and all citizens are advised to be careful, because all these schemes going viral are fake and can harm you. Therefore, it is very important to be careful and read carefully before applying.
How you can apply for the PMMY Aadhar card loan 2024?
Step 1: First of all, you have to search “Pradhan Mantri Loan Yojana” on Google or enter the name of your favourite bank in Google search from where you want to take this loan.
Step 2: After this you have to fill the online form given by your bank in which you have to fill your basic details like your name, type of your business, how much loan you want, your address, your mobile number, your location, bank branch number Name. And branch code will have to be entered.
Step 3: Once you have entered your additional information, you need to click on Apply for Sarkari Loan 2024.
Step 4: After this a message will come from the bank. Whenever the bank sends you a message, you will have to go to your nearest bank branch, where you will have to take it with all your documents and submit other necessary documents.
Step 5: Once your documents are submitted, the bank will verify your documents. After verification the bank will provide you loan.