PNB Loan 2024: Do you also have a bank account with Punjab National Bank and do you need a personal loan for some personal work? So, we will tell you about the new loan scheme of Punjab National Bank, namely PNB Bank Personal Loan. Therefore, we will provide detailed information on PNB Loan 2024 in this article. That’s why read this complete article carefully.
In this article, if you are a PNB account holder who wants to get a PNB Personal Loan 2024. Then you are at the perfect place, here in this article, you will get to know all the important information about the PNB personal loan. Punjab National Bank personal loan scheme for the public. Punjab National Bank offers PNB personal loans under the ‘Personal Loan Scheme for the Public’ with interest rates starting from only 11.15% per annum and benefits are provided up to the loan amount which can be up to Rs 20 lakh. The tenure can be up to 72 months, and the loan processing fee can be 1% of the loan amount.
PNB Loan 2024
As per the official website of the Punjab National Bank. You can use this PNB Loan for various purposes such as medical expenses. You can use this PNB Loan to meet your all personal needs (such as medical expenses for yourself or a family member, one’s marriage, son’s/daughter’s marriage, expenses for children’s education, domestic or foreign travel expenses, etc.
PNB Loan 2024 Eligibility
All Central/State Government/Public Sector permanent employees with a minimum 2 years of service, including service with the previous worker(s), in all major companies/institutions, such as schools, colleges, universities, Autonomous Bodies, Hospitals/Nursing Homes, who are receiving their salaries through accounts maintained with their branches. For others, minimum 3 years of service, including service with previous worker(s).
Documents Required for PNB Personal Loan 2024
If you need the loan for any purpose whether it is a financial problem or any sudden requirement, then you can apply for the Punjab National Bank personal loan. But while applying for the personal loan you need to submit some documents as per the eligibility criteria. Here is the complete list of the documents that you need to apply for the PNB personal loan.
- Application form for PNB personal loan
- Your updated Aadhar card
- Pan card of the applicant
- Passport-size photograph of the applicant
- Rasan card of the applicant
- Signature of the applicant
- Email of the applicant
- Mobile number (which is attested with the Aadhar card of the applicant)
PNB E-mudra loan
Punjab National Bank has announced the scheme facility to all account holders under the Punjab National Bank Loan Scheme which has been launched by Prime Minister Shri Narendra Modi and it suggests providing loans to anyone above 18 years of age. The details of this PNB Instant loan are as follows. You can read the process step by step, and we will tell you which individual business or business want to start.
- Under this PNB scheme, you can get an amount ranging from Rs 50,000 to Rs 10 lakh.
- For this, there is no need to submit any kind of document to the bank,
- You need the official website link given below from where you can apply online.
- Scan and upload the Aadhaar card, and you will receive most of the amount 10 lacks and you can get it from the online retailer through your mobile, laptop, or any other computer,
- You can avail the benefits of Pradhan Mantri Mudra Yojana 2024 from Punjab National Bank and turn your dreams into reality.
Purpose of the Punjab National Bank Loan Apply Online
By launching the Pradhan Mantri Mudra Loan Scheme, the government aims to provide trade education and training to the young minds of India. The government aims to encourage people (especially the younger generation) to set up their businesses. Despite this, the objective of Pradhan Mantri Mudra Loan Yojana is to provide the best resources to the youth. Providing loans at very low interest rates is an important part of this Mudra Loan Scheme.
3 types of Mudra loan
PMMY Shishu Mudra Loan: Under the Pradhan Mantri Mudra Yojana, one can avail of a loan of Rs 50,000 for setting up a small pump business. In this scheme, the beneficiary of the scheme can get a maximum amount of up to Rs 50,000. It is best suited for a young entrepreneur or a new starter in a startup business.
PMMY Kishor Mudra loan: You can get this loan up to Rs 5 lakh. This can be especially beneficial for business people who need more money for their business, such as for routine expenses or other things.
PMMY Tarun Mudra Loan: According to the Tarun Mudra Loan of Pradhan Mantri Mudra Yojana, a person can get a loan between Rs 50,000 to Rs 10,00,000. The bank will evaluate the credit history of the candidate and based on this decide the interest rate and advance period.