Bandhan Bank Personal Loan: A personal loan is very important for middle-class and needy persons who want to get financial assistance instantly to overcome any financial issues. It may be a medical issue, educational purpose, home renovation, attending any function, celebration, or any other thing. Personal loans can be applied for multiple purposes. So if you also want to get a personal loan and are getting approval then you can check this article “Bandhan Bank Personal Loan” where we are providing you the feature of Bandhan Bank personal loan where applicants can get a maximum of 25 lakh personal loan. There are online application facilities also so you can apply for Bandhan Bank Personal Loan from anywhere by using a mobile phone. Read this article to know the Bandhan Bank Personal Loan eligibility criteria, documentation, application procedure, interest rates, loan amount, tenure of the repayment, etc.
Bandhan Bank is offering personal loans to their customers from 50,000 to 25,00,000 rupees. There are flexible repayment facilities for EMI for a maximum of 60 months according to the loan amount. If we apply for less than 10 lakh then the bank will not charge the foreclosure amount. The most interesting feature of the bank is it Provides doorstep facilities for Documentation procedures where the bank will send their employees to their homes for document verification so you do need not to visit the bank. If we discuss about the interest rates then it start from 11.55% and will increase according to the category of the applicants.
Bandhan Bank Personal Loan Eligibility Criteria
If you are also interested in applying for a personal loan in Bandhan Bank then you have to complete all the requirements of the bank eligibility criteria which are listed below:
- Applicant should be an Indian citizen only and should have a bank account in Bandhan Bank including a savings account Salary account or current bank account/
- The age of the applicant should be between 21 years to 60 years old for employees who are working in any company and 23 years to 65 years for self-employed individuals
- Should have a good credit score.
- Should not be a Bank defaulter in any bank
Important documents for Bandhan Bank Loan 2024
You need to carry the following documents before applying for Bandhan Bank personal loan as it will be important for verification. The bank will provide doorstep facilities for document verification after getting approval for the Bandhan Bank Personal Loan :
- Identity proof of the applicant where you can show Aadhar card/PAN card/ passport/ driving licence/ voter ID card
- Address proof of the applicant where you can show Aadhar card/ voter ID card/ utility bill of electricity/ water/ telephone etc.
- Recent passport-size photograph
- If you are a salaried person then you have to provide a recent 3-month salary slip from your current deployer and form number 16 of your income tax return for this year.
- If you are self-employed then you have to show the last 2 months income tax return and the balance sheet of the bank statement.
Bandhan Bank Personal Loan Apply Online 2024
- First of all visit to the official website of Bandhan Bank by clicking on this link https://bandhanbank.com/
- Now you will be redirected to a new page where you can see the Personal section where you have to click
- Now you can see all the products of Bandhan Bank you have to select a loan and after that click on the Bandhan Bank Personal Loan link.
- Now you will be redirected to a new page where you have to select the Apply Now link and the application form will appear on your screen
After that provide your details and other information in this application form and enter the loan amount which you want to get. The company will review your application and will contact you within a few hours to provide the loan according to your category and condition. If you are application is approved by the bank then the representative of the bank will report to your home for personal verification and document verification after that you will get the loan amount in your bank account instantly.