Pradhan Mantri Mandhan Yojana 2024 : Government employees and private sector employees in well-known companies are investing in future saving schemes for their future to get income after retirement. These Schemes are generally known as future saving schemes or pension schemes. But there are a large number of workers and employees who are working with Unrecognized sectors, who are not able to apply for pension schemes due to the nature of the work.
The Government of India is providing Pension schemes to these unrecognized workers under Pradhan Mantri Shram Yogi Maandhan Yojana- PM SYM. Registered beneficiaries will get a monthly pension after the age of history through this scheme. So if you also want to get a pension in old age, then you can apply under the Pradhan Mantri Mandhan Yojana 2024, You can check the Pradhan Mantri Mandhan Yojana 2024 eligibility criteria and other important instructions to apply online for Pradhan Mantri Mandhan Yojana 2024 in this article.
Pradhan Mantri Mandhan Yojana 2024
There are approximately more than 42 crore citizens who are working in the unrecognized sector and getting low salaries, so they do not have any way to invest in future savings schemes. Pradhan Mantri Mandhan Yojana 2024 is providing a platform to these unrecognized workers as they will get 3000 rupees per month after the age of 60 in their bank account if they apply for this scheme.
While other pension schemes are asking for a large amount of money on monthly basis, unrecognized workers can apply in the Pradhan Mantri Mandhan Yojana 2024 by paying 55 rupees to Rs 200 rupees on monthly basis. After that they will get 3000 monthly we will help them to live in old age peacefully. In case that applicant died during this scheme then the 50% of the pension will be provided to the spouse of the applicant as family pension for the entire life.
Pradhan Mantri Mandhan Yojana 2024 : Highlights
| Scheme Name | Pradhan Mantri Shram Yogi Mandhan Yojana |
| Launched By | Finance Minister Mr. Piyush Goyal |
| Launched date | 1st February, 20219 |
| Start date of scheme | 15th February, 2019 |
| Beneficiary | Unrecognized sector Workers |
| No of beneficiary | 10 Crore approximate |
| Contribution | Rs 55 per month to Rs 200 Per month |
| Pension amount | Rs 3000 Per month |
| Category | Central Govt Scheme |
| Official website | https://maandhan.in/ |
Objective of PM Shram Yogi Maandhan Yojana 2024
The main objective of Pradhan Mantri Mandhan Yojana 2024 is to provide financial assistance to the workers in the unorganized sector by giving them a pension amount of Rs 3000 after the age of 60 years and with the money received through this scheme, the beneficiaries can live their lives in old age and meet their financial needs. Could complete.
Making Shram Yogis self-reliant and empowering through Pradhan Mantri Mandhan Yojana 2024. The Government of India wants to provide benefits and help financially to all the poor and laborers through its government schemes.
Benefits of Pradhanmantri Shram Yogi Mandhan Yojana 2024
- The benefit of this scheme will be provided to the workers of unorganized sectors of the country like drivers, rickshaw pullers, cobblers, tailors, labourers, domestic servants, brick kiln workers etc.
- Under this scheme, a pension amount of Rs 3000 will be given every month to the eligible beneficiaries after the age of 60 years.
- The amount you contribute to PM Shram Yogi Maandhan Yojana, the government also contributes the same amount to your account.
- After your death, your wife will get half the pension of Rs 1.5 thousand for life.
- Under this scheme, the amount of Rs 3000 given by the government will be transferred directly from the savings bank account or Jan Dhan account of the beneficiaries through auto debit facility.
Beneficiaries of Prime Minister Shram Yogi Maandhan Yojana 2024
- Small and marginal farmers
- Landless agricultural laborer
- Fisherman
- Animal keeper
- Labeling and packing workers in brick kilns and stone quarries
- Construction and infrastructure workers
- Leather artisan
- Weaver
- Sweeper
- Domestic workers
- Vegetable and fruit seller
- Migrant laborers etc.
Eligibility Criteria for Pradhan Mantri Mandhan Yojana 2024
- Any citizen of India can apply in this scheme.
- The applicant should belongs to unrecognized sector.
- Age of the applicant should be between 18 years to 40 years.
- If you apply earlier, then government will charge minimum contribution for your pension and if you apply after years then you have to pay more contributions to get 3000 rupees monthly in pension.
- The monthly salary of the employee should not be more than 15000 rupees.
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Documents required for Pradhan Mantri Mandhan Yojana 2024
- Applicant should have Aadhar card which should be linked with PAN card and bank account of the applicant and the mobile number should also be linked with Aadhar card for KYC procedures.
- Saving account of the applicant.
- PAN card.
- Address proof.
- Mobile number and email ID.
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How to apply online for Pradhan Mantri Mandhan Yojana 2024 ?
If you are interested to get pension under Pradhan Mantri Mandhan Yojana 2024, then you can apply by following multiple procedures. If you want to apply through manually then you can visit your nearest bank where you have saving account and after that apply through the bank they will provide you application form and you have to submit it my providing other documents so your registration will be completed.
If you want to apply through online mode then you have to follow this procedure :-
- Visit your nearest cyber cafe or CSC centre.
- They will login through CSC portal .
- Now you will reach on the official website of PM SYM and after that you have to click on the link of login.
- Now you will get to options either you can click on the link of self employment or click on the CSC login according to your suitability.
- Now enter your mobile number where you will receive the OTP for verification and after that the application form will appear on your screen where you have to enter your personal details and work related information
- After that enter your identification information including Aadhar Card and PAN Card details and bank account details
- Now upload all the documents carefully and click on the submit link.
After that system will verify your application and you will receive the verification message after few days. Now you can invest in Pradhan Mantri Mandhan Yojana 2024 future Saving Scheme and get 3000 rupees pension per month after the age of 60.
Benefits provided on withdrawal of Shram Yogi Mandhan Yojana 2024
- If the beneficiary withdraws from this scheme within a period of less than 10 years from the date of scheme, then in this case his part of the contribution will be returned only along with the interest payable thereon at the savings bank rate.
- If the beneficiary withdraws from the scheme after completing the 10 year period of purchasing the scheme but before the age of 60 years, then in this case the part of the contribution will be returned to him along with the interest accumulated on it.
- If the beneficiary has made regular contributions and dies due to any reason, his spouse can continue the scheme by paying regular contributions.
- The fund will be credited back after the death of the subscriber and his/her spouse.
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