SBI Yono App Personal Loan 2024: The State Bank of India provides personal loans through the mobile application of the SBI Yono app to their customers where you can get 800000 instant loans online mode without visiting the branch. The processing fees are completely zero while the other charges will also be reduced by the bank if you use the SBI YONO app to apply for a SBI Yono App Personal Loan 2024. You can check the step-by-step procedure to apply online for the SBI Yono App Personal Loan 2024 in this article and can also check the SBI Yono App Personal Loan 2024 eligibility criteria and important document list which will be uploaded online.
SBI YONO mobile application is very beneficial for SBI customer service they can use banking facilities on the mobile phone without going to the bank. Apart from the transaction activities of receiving the payment or paying the bill, the app is also providing personal loan facilities. If you have already registered with the SBI YONO mobile application then the bank will automatically calculate your credibility and will offer you the loan amount according to your income and category. Most events are receiving the offer of 8 lakh rupees instant loan where they are getting instant approval. However, the processing fees were zero but now you have to pay a few percent of processing fees according to the latest condition. The interest rates in SBI Yono App Personal Loan 2024 start from 11.05% and they will increase according to the credit score and the loan amount of the applicant. You can get the EMI facility of a maximum of 5 years which is very useful for those who are getting a monthly salary.
Eligibility Criteria for SBI Yono App Personal Loan 2024
To be eligible for the SBI Yono App Personal Loan 2024, applicants must meet the following criteria:
- Citizenship: The applicant should be a citizen of India.
- Existing SBI Customer: Only existing customers of the State Bank of India are eligible to apply.
- Age Requirement: The applicant should be at least 21 years old.
- Active SBI Account: Applicants should have an active SBI account where they either receive a salary or business income.
- Specific Eligibility Check: Applicants can verify their eligibility criteria by sending an SMS to 567676, including the message “PAPL last 4 digits of your SBI bank account.” The bank will then communicate the eligibility conditions to the registered mobile number.
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Documents Required for SBI Yono App Personal Loan 2024
The following documents are necessary for the online application process via YONO SBI, and while physical documents will not be requested during the online application, applicants should have the following:
Applicants have to carry the following documents in a soft copy form which will be uploaded on the mobile application of SBI YONO. While only few documents will be uploaded but you have to provide the details of other document also:
1. Aadhar Card
2. PAN Card
3. Registered mobile number linked with Aadhar card, PAN card, and SBI bank account
Online Application Procedure for SBI YONO Personal Loan 2024
To apply for an SBI YONO personal loan, follow these steps:
- Install the SBI YONO mobile application and register by entering your SBI-registered mobile number, completing the OTP verification, and filling in your profile details.
- Locate the PAPL option in the mobile application and provide your PAN number details.
- Verify your identity through OTP sent to your registered mobile number.
- View the loan offers on the dashboard based on your eligibility.
- If satisfied with the loan amount, proceed to select the loan tenure for timely repayment.
- After submitting all required details, carefully review the terms and conditions of the SBI pre-approved personal loan in the YONO mobile application.
- If you agree to the terms and conditions, finalize and submit your application. The company will then verify the details and disburse the loan amount to your bank account within a few hours.