Best Instant Loan Apps 2024: The demand for personal loans is continuously increasing due to the financial crisis and increment in inflation, apart from this middle-class person also consider personal loans to start their new small business to earn extra money. However companies and banks are only providing personal loans to only those individuals who have a good backup and have a good financial history. So if you have also faced rejection of personal loan applications in all banks in India and looking for a personal loan opportunity then you can check this news where we will share with you the procedure to apply Best Instant Loan Apps 2024. You can apply for a personal loan with minimum Best Instant Loan Apps 2024 eligibility criteria and over your bad cibil score.
Online personal loan is getting very famous as it is very easy to apply for personal loan from the mobile application of bank or any other non banking financial company. Banks are very authentic platform to get personal loan however now NBFCs are also gaining trust among customer after registering them with RBI. So you can apply for personal loan from mobile applications as well as your bank. But if you are not getting approval of your personal loan application form in the bank then you can try your luck in financial companies through website and mobile application. But you should only considered trusted and authorised by RBI.
Best Instant Loan Apps 2024
There are many personal loan mobile applications available or internet, where you can get personal loan within few minutes after getting approval. The most beneficial feature of the loan application is you can apply for the loan with minimum cibil score.
And applicants can also get personal loan from mobile application with minimum eligibility criteria. However we are sharing with you few mobile apps which are providing personal loan, but you can also search other new apps according to your need and analyse the best feature of the loan and after that can apply accordingly:
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Best Instant Loan Apps 2024
| App Name | Interest Rate |
| Moneyview | Starting at 1.33% p.m. |
| Navi | Starting at 9.9% p.a. |
| Bajaj Markets | Not Disclosed (Varies) |
| Paytm | Not Disclosed (Varies) |
| Flipkart | Not Disclosed (Varies) |
| CASHe | 15.00% – 36.00% p.a. |
| KreditBee | Not Disclosed (Varies) |
| Fibe | Not Disclosed (Varies) |
| LazyPay | Not Disclosed (Varies) |
| EarlySalary | 10.99% – 29.99% p.a. |
Personal Loan 2024 Eligibility Criteria
- Any individuals whose living in India is eligible to apply for personal loan in these mobile apps
- The age of the applicant should be between 21 years to 56 years
- You should have a regular source of income with at least 12000 rupees per month
- All individuals including self employed as well as employees are eligible to apply for personal loan in these apps
- Apart from this you should also have sufficient documents such as Aadhar card pan card, address details, Bank account number information, salary slip, bank statement etc for completing the KYC
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Apply for Low Cibil Score Personal Loan 2024?
All the eligible candidates who want to get personal loan have to download anyone mobile application in their mobile phone from the authentic source such as Google Play Store or App store. You should also check the RBI approve status on these mobile applications otherwise you my face fraud. After that follow the following procedure:
- Create the profile after downloading the mobile application which will include your mobile number and email id and your personal details
- Now you have to upload your documents for KYC and after that you have to enter your bank account number.
- Company will evaluate your eligibility and will offer you loan amount according to your financial status and condition.
- If you are suitable with the loan offer then you can click on the apply link where you will receive OTP for verification and after that the company will allow loan amount in your bank account accordingly.