INDmoney Loan Without Cibil 2024: Instant loan is a very famous loan feature that is provided by banks and financial companies. However, if you are looking for a bank to get instant loan approval then you should show the CIBIL score for verification, but if you do not want to share the CIBIL score or the CIBIL score is very bad then you may face difficulties in getting instant loan approval. But small financial companies are offering instant loans for bad cibil scores to their customers, INDmoney is also one of them where you can get up to a maximum of 75000 rs personal loans. So if you need the money and looking for an instant personal loan then you can check the INDmoney Loan Without Cibil 2024 eligibility criteria, application procedure, important document list, and other details of INDmoney Loan Without Cibil 2024.
IND Money is a small financial company in India that is offering investment facilities to Indian reasons including investment in the mutual fund, share bazaar, Indian and US Stock Market, and investment in the FD scheme. Apart from the investment programs, the company is also running the INSTA loan feature where applicants can get 75000 instant personal loans.
Interest Rate on INDmoney Loan Without Cibil 2024
The drawback of getting instant loans from small financial companies is higher interest rates on personal loans. However, most of the company the charging up to 18% to 36% interest rates annually from their customers but IND Money is starting the range of interest rates for instant loans from 12% annually and it can increase up to 28% according to the condition of the customer.
However, if you are ineligible or miss the payment of EMI bank company can also charge up to 36% annual interest as a punishment. Apart from the interest rates, customers have to deduct 0.5% to 4% processing fees from the loan amount, and the time of getting cash in the account and additional GST will also be deducted according to the INDmoney Loan Without Cibil 2024 amount.
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INDmoney Loan Without Cibil 2024 Eligibility
Customers have to fulfill the eligibility criteria before applying for personal loans in the company, we are mentioning the list of the INDmoney Loan Without Cibil 2024 eligibility criteria in this section:
- Only Indian citizens are eligible to get personal loans from this INDmoney Loan Without Cibil 2024 application
- The minimum age of the applicant should be 21 at the time of applying personal loan however the maximum age is up to 60 years.
- The CIBIL score of the customer should be good, however, you can also apply with a low CIBIL score accordingly.
- You should have a regular source of income to repay the loan amount such as getting a salary or self employed.
- Applicant should not engaged in any existing loan scheme and the time of applying for personal loan.
Important document list for INDmoney Instant Loan Without Cibil 2024
- Aadhar card
- pan card
- Bank account proof (chequebook/ passbook)
- Last three-month salary slip
- Last 6-month bank statement
- Passport size photograph and signature
- Selfie of the applicant
- Mobile number and email ID
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Apply for INDmoney Loan Without Cibil 2024
If you have all the documents and have complete eligibility criteria then you can follow the following step-by-step procedure to apply for an instant personal loan in IND Money:
- Firstly visit the official website of the bank.
- After that, you will reach the dashboard and select the feature section on this page.
- Now you can see the instant loan feature and once you click on the link you will be redirected to a new page of the application.
- Fill in the personal details including name, contact information, mobile number, and email ID where you will receive OTP for verification.
- After that enter the Aadhar, PAN, and bank account number and select the loan amount with repayment tenure.
- Once you submitted all the details you need to upload all the documents with a selfie and signature.
After that company will verify the details and allot the INDmoney Loan Without Cibil 2024 amount instantly in the bank account.