Digital Personal Loan Bank of Baroda 2024: 10 लाख का अर्जेंट लोन, बिना किसी दस्तावेज़ सबूत के, सबसे तेज़ लोन अप्रूवल

Digital Personal Loan Bank of Baroda 2024:  Digitalization is facilitating citizens by providing maximum facilities through the mobile phone by using the internet. While banks are known for Long queues for banking services including personal loan approval, digital banking provides to apply for personal loans from a mobile phone without visiting the branch. Digital Personal Loan Bank of Baroda is also providing loan facilities to their customers for a maximum of 10 lakh rupees. So if you are looking for a personal loan instantly then you can look out for Bob Digital Personal Loan Scheme 2024 in this article including the Digital Personal Loan Bank of Baroda eligibility criteria, online application procedure, interest rates, etc. 

Bank of Baroda’s digital personal loan scheme is beneficial for those who are seeking instant personal loans of 50,000 to 10,00,000. The loan facilities are paperless and can be accessible from the Bob official website. Due to the digitalization procedure, applicants will get instant approval from the bank for their Digital Personal Loan Bank of Baroda loan application. Bank of Baroda will charge interest rates between 12.40% to 17.75% according to the eligibility of the customer. Apart from this 2% processing fees and additional GST will be charged from the loan amount where the range of the processing fees is between 1000 to 10000 rupees. So if you are interested in applying online then you can check the Digital Personal Loan BOB eligibility criteria in the next section after that can apply online.

Digital Personal Loan Bank of Baroda
Digital Personal Loan Bank of Baroda

Digital Personal Loan Bank of Baroda Eligibility 2024

  • The loan is provided only to those Indian citizens who are existing customers of Bank of Baroda. 
  • If you have an existing bank account in Bank of Baroda then you can get a maximum of 10 lakhs personal loan but if you apply for a new bank account at the time of applying online personal loan then you can get a maximum of 5 lakh rupees.
  • The minimum age of the applicant should be 21 years at the time of applying online. The maximum age should not be more than 65 for Self-employed persons and 58 years for salaried persons.
  • Apart from necessary eligibility, you should have a good credit score to get a higher loan amount and the lowest interest rate.

बिना गारंटी के 10 लाख का Loan, ऐसे करना होगा Apply, जान लीजिए PNB E-Mudra Loan Apply Process

BOB Digital Personal Loan 2024: सबसे आसानी से मिलने वाला लोन, लाखों का लोन चुटकियों में अप्लाई & अप्रूव [Loan Just in Click]

Documents Required for BOB Digital Personal Loan 2024

  • Applicant should have a valid mobile number and email ID with internet connectivity
  • Should have an Aadhar card and should be linked with the mobile number where you will receive OTP for Aadhar authentication.
  • At least 6 month bank statement
  • Salary slip of the employee
  • If you are self-employed then you have to provide documents of ITR for the last 2 years 
  • The mobile phone or personal computer should have a good-quality web camera which will be used for video verification at the time of KYC.

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Digital Personal Loan Bank of Baroda Online application procedure

If you complete the eligibility criteria and have the proper documents then you can apply for a personal loan from Bank of Baroda at any time in 24 hours from your mobile phone. Follow the procedure to apply online:

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  • Now you will reach the new page where you have to click on the loan section and after that select Baroda digital personal loan under the BOB personal loan section.
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  • Now click on the apply online link and you will be redirected to a new page.
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  • After that enter your mobile number which is linked with the Bank of Baroda and you will receive an OTP for verification on this number
  • The Digital Personal Loan Bank of Baroda online application form will appear on your screen where you have to enter your details and Employment information
  • After that select the loan amount and provide document information for KYC
  • After completing the KYC your application will be submitted

Now you have to wait for a few hours until the bank reviews or application and after that, you will get the personal loan amount in your bank account if there is no problem in your BOB Digital Personal Loan application form. 

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