Piramal Finance Personal Loan 2023 : Piramal Finance offers personal loan through online, maximum of 12 lakh. However, the loan scheme is starting from 25,000 personal loan. Many of the middle class person want instant personal loan to fulfill their Financial expenses for multiple purposes including attending a marriage function, preparing for festivals, vacations, medical expenses, for education purpose etc.
Read this article if you also looking for an online instant personal loan in Piramal Finance Company where we are providing you the step by step procedure to apply online for personal loan including the eligibility criteria, interest rates and additional charges of online personal loan etc.
Features of Piramal Finance Personal Loan 2023
Anyone who is interested and looking for Personal Loan through online mode can apply in Piramal Finance personal loan scheme. You can apply online for 25000 to 1200000 online personal loan from Piramal Finance. Applicants will get a maximum of 60 months of tenure facilities to repay the loan amount in the company.
As this is an online personal loan, you will not asked to appear in the branch for physical verification of the document. The main feature of this loan scheme is, that you do not need to search for any guarantor to apply for a personal loan through online mode.
- Get immediate personal loan online within a few minutes.
- Processing charge is up to 4% of the sanctioned loan amount plus applicable taxes.
- Piramal Finance personal loan interest rate begins from just 12.99% p.a.
- The loan can be reimbursed within a flexible tenure of 12 to 60 months in easy EMIs (Equated Monthly Installments).
- The loan includes zero prepayment and foreclosure charges.
- This personal loan for salaried individuals only.
- Minimal documentation required to avail the loan.
- Quick sanction and immediate disbursals.
- Applicant can club their income with eligible co-applicans for higher loan eligibility.
Charges in Piramal Finance Personal Loan 2023
When you take a personal loan through Piramal Finance application, there are some extra fees and charges on the phone amount, which you should know about before taking the loan.
The Bank starts interest rates on online personal loan from 12.99% and it will increase according to the condition and Eligibility of the customer. If you have a good banking history, good credit score, have a salary job then you will get discount in interest rates accordingly.
The bank will charge maximum 5% processing fees and other GST charges according to the loan amount. There are zero three payment and foreclosure charges. You also have to pay documentation charges according to the company and company will charge you Cheque bonus, EMI bonus charges etc.
So you are suggested to read all the terms and conditions before submitting final application for an online personal loan in Piramal Finance Company.
Eligibility criteria for Piramal Finance Personal Loan 2023
- Any individual in India is applicable to apply for a Piramal Finance personal loan.
- The age of the applicant should be above 21 years.
- Only salaried employees who are working in any company can apply online, and the minimum monthly salary of the employee should 15,000 rupees or more.
- Your Aadhar Card and PAN card should updated and linked with the bank account where you are getting your salary.
Documents required for Piramal Finance Personal Loan 2023
The following documents will be necessary while applying online to upload on the online website of Primal Finance Company:
- Aadhar card of the applicant for personal verification.
- PAN card number and details of the applicant for KYC purpose.
- Address proof of the applicant.
- The last month’s salary slip of the applicant.
- The proof of bank statements from the last 3 months.
- The mobile number should be linked with the PAN Card, Aadhar Card, and bank account.
How to apply online for Piramal Finance Personal Loan 2023 ?
You have to follow the following online application procedure to apply for a personal loan in Primal Finance :-
- First of all, visit the official website of Piramal Finance and click on the personal loan section.
- You can also click on this link to visit directly on the website : https://www.piramalfinance.com/personal-loan
- Now you will reach on a new page “Instant Personal Loan page of Piramal Finance”.
- You can scroll the page to read all the terms and conditions and features of the Piramal Finance Personal Loan 2023 and after that click on the Apply Now link.
- Now you have to enter your mobile number on this new page where you will get an OTP message to submit on this page. Mobile no. should be linked with your bank account.
- Now enter your PAN card details and submit the monthly income.
- After that, you have to enter your Aadhar card number, PAN card number, and other information for KYC.
- During the KYC procedure, you have to open the selfie camera of your mobile phone and take a live selfie to upload on the portal for KYC.
- Now enter the bank account number and also IFSC code.
- After that, you have to select your employment type and enter employment information including employer name, name of the company, address, etc..
- Now you have to upload your salary slip and bank statement on the official website.
- After that, you have to select the loan amount that you want to get and prepare the EMI to repay the loan amount after that you have to read all the terms and conditions and e-sign to these conditions by entering the OTP number which you will receive on your Registered mobile number.
The company will review your application and after that, you will receive an instant personal loan from Piramal Finance in your bank account.
How to take loan from Piramal Finance app ?
To take a loan through Piramal Finance App, sign up in the application with your personal number, fill in your personal information in the application form, upload the photo of Aadhar Card, PAN Card and after some time, check the eligibility of the loan and you will get the loan limit. Will be given which you can immediately transfer to your bank account.
To get a personal loan from Piramal Finance app, you can follow the steps given below through which the entire process of taking the loan is explained in easy language.
- Download Piramal Finance application in your mobile with the help of Google Play Store.
- Complete the registration inside the application by entering the mobile number.
- Select the loan amount as per requirement and click on “Apply Now” button.
- Fill your personal information inside the application form.
- Upload the photo of your personal document.
- After checking the loan eligibility, you will get the loan amount.
- After applying in this way, after getting the home loan limit, you have to enter the details of your bank account and within some time you will receive the loan amount in your bank account.
How to track Piramal Finance Personal Loan status ?
- Go to the official website.
- Click on track application option on the home page.
- A new screen will open in front of you.
- Enter your mobile number.
- You can now check your loan status.
FAQ’s : Piramal Finance Personal Loan 2023
How to get personal loan from Piramal Finance app ?
To get a loan through Piramal Finance, register with your mobile number, fill in your personal information and upload the photo of your Aadhar card, after this the eligibility for the loan will checked and within a few minutes you will get the loan amount which you can avail. Can send to your bank account.
Who can take a Piramal Finance Personal Loan 2023 ?
Through Piramal Finance, a person working, running his own business, freelancing, doing part time job, whose monthly income is ₹ 25000 can take a personal loan.
How much personal loan can one get from Piramal Finance App ?
Personal loans ranging from Rs 10,000 to Rs 12 lakh can be availed instantly through the Piramal Finance Personal Loan 2023.
How much interest will charged on Piramal Finance Personal Loan ?
The Bank starts interest rates on online personal loan from 12.99% and it will increase according to the condition and Eligibility of the customer.