Phone Pay Loan 2024: Phone Pay के जरिए 70 हजार का लोन, फोन से लोन – Just in seconds

Phone Pay Loan 2024: Usually in the past time we had to depend on the local landlords to get the loan. they used to charge a huge interest rate from the people and we can say that they exploited the innocent people. Now we can take the loans from the government and private banks, they easily provide us loan but they took property/loan as security. The banks are very secure way to get a loan, but they took a lot of time to provide the loan to the applicant, but sometimes we immediately need loan due to any kind of financial and family emergency.

In that case we can easily take the loan from the phonepe app, you can get the loan from phonepe loans online without the hassle of any can now apply for a loan through the app. In this article we will give you all the information about he phonepe loan, and how to get phonepe loan. read this complete article to know about the all the information of the loan. Now a days many small banks and applications provides loans to the people though online apps, as same as other banks now Phonepe also started providing the loan to the people. Phonepe loan doesn’t required any physical verification and verification visit. You can easily get the loan of up to 70 thousand rupees from the Phonepe application.

Eligibility Criteria to Get Phone Pay Loan 2024

As per the Phonepe rules and regulation, there are some eligibility criteria to get this loan. If you also want to get a loan from the Phonepe app, then you have to fulfil the below given eligibility criteria

  • The applicant must have Indian citizenship.
  • The age of the applicant should be more than 21 years.
  • The applicant must have an excellent credit score and credit history.
  • The applicant must have e-KYC document.
  • The applicant must have his own bank account.

BOB Loan Free Apply 2024: Loan ₹ 10 lakh, interest 0%, complete the loan formalities sitting at home, there will be no problem

From PNB – 50 to 10 instantly, PNB loan worth lakhs instantly, 100% loan will be available

Budget 2024 New Housing Scheme: FM announces Awas Yojana for middle class to buy or build own house

Important Documents You Need to Get the Loan

You need some documents to get the loan, here are the list of all the required documents you need to get Phonepe loan. if you don’t have any of these you will not get the loan form the app.

  • Pan card of the applicant
  • Aadhar card of the applicant
  • Domicile certificate of the applicant
  • Applicants bank account number
  • Mobile number (linked with the Aadhar card) of the applicant.

How much loan you will get from the Phonepe?

You can easily get the loan of up to 5 thousand rupees to 70 thousand rupees. Discounts are available on the profile as per the loan amount. For those people who need a loan for their basic needs, the best option for them is PhonePe Loan.

Interest rate on the Phonepe loans

On Phone Pe you get loan offer even at 0% interest rate, yes, it is true. If you take a loan from Phone Pe for 45 days, you will not have to pay any interest on your loan amount.If you want to take a loan for more than 45 days, your interest will be based on your profile and loan quantity. Up to 45 percent interest can be applied on loans on PhonePe.

OTS Scheme For Loan Settlement 2024: Everyone will get the benefit of OTS. What is the OTS Scheme for Bank Loans?

Pradhan Mantri Aadhar Card Loan 2024: Loan without guarantee only through Aadhaar, process completes in 2 minutes

Time period/Tenure of the Phonepe loan

To repay the loan on Phone Pe, you get 2 to 6 months. We have mentioned earlier that if you repay the loan in 45 days, you get 0% interest rate on your loan. This may be the best deal for you.

How to Take the Loan from Phonepe App?

You can take the loan easily, but if you are still not sure about how to take the loan, here we have given you complete step-by-step instructions to apply for the loan.

Just follow the below-given steps and you will get the loan from the Phonepe app

Step1: Install the Phonepe app in your smartphone from the Google Play Store

Step 2: Now you have to register yourself in the phone app. The registration process is very simple you just have to fill in some information in the app

Step3: Now open the Phonepe app and click on the Get Loan app

Step 4: After clicking on the Get Loan link, you will be shown the available offers where you have to select the offer as per your requirement. These offers can be in different categories, and you have to select the loan as per your requirement from there.

Step 5: After this, you will have to fill phone loan application form. There you have to fill all required information and upload required documents

Step 6: After verification of the received information and KYC document, you will receive an OTP (One Time Password). You will have to enter this OTP in the application.

Step 7: After OTP verification, the loan amount is transferred to your bank account. After receiving the PhonePe Loan amount in the bank account, you have to pay the fixed instalment every month.

For more inquiries, you can contact the customer care number

If you face any problem in taking an online loan from Phone Pe, you can share your problem by calling the customer care number of Phone Pe. Phone Pe’s support staff is available for appropriate measures. The customer care number of Phone Pe is given below:

Customer Care Number: 080-68727374/022-68727374